Francis Lo
Bachelor of Enjoyment & Lifestyle
Creative Director, Art Department and Events(The company name is only visible to registered members)
- 159836 Singapore
- Singapore
Personal information
- Organizations
- The organization of happy successful people!
Professional experience
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Feb 2005
- present
(7 years, 4 months)
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(Only visible for registered members)
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Feb 2005
- present
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Atlas Interactive Pte Ltd, http://www.atlas-interactive.net
Industry: Marketing & Advertising
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International Business Manager
ETS Network Pte Ltd, http://www.etsnetwork.com
Industry: Consumer Electronics
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Cardsmart Techonology Pte Ltd, http://www.cardsmart.com
Industry: Marketing & Advertising
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Associate, Sales & Acquisition (CBG)
American Express International, Inc, http://www.cobragroup.com
Industry: Marketing & Advertising
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Abbott Pharmaceutical Pte Ltd, http://www.abbott.com.sg
Industry: Medicinal Products
- Employment status
- Employee
Educational background
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Curtin University of Technology
Management and Marketing, Bachelor of Commerce
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University of Hard Knocks
Reliability and Profitability Studies
- Languages
- English, Chinese, Japanese, Cantonese
About me

ADVOCATE PTE LIMITED
[ Creative Concepts ] [ Events Marketing ] [ Brand Consultancy ] [ Stage & Event Productions ]
INTRODUCTION OF ADVOCATE AND MYSELF
I am passionately involved in the world of Fashion, Arts,
Gourmet, Beauty and Wellness. Our team of creative
professionals has been producing creative assignments
and advocating for brands, companies and individuals
since 2005.
At Advocate we believe in shouting about whats Cool and Real.
Our company's engine is content and creativity fuelled. We are
passionate, experienced, thrill-seeking and highly
energized professionals.

UP CLOSE AND PERSONAL
An Adventurer in life. To integrate action, fun, work and life
has to be my greatest mission.
I constantly seek to meet positive people and inspirations.
That way, we as partners and friends may draw strength
from each other. I strongly believe that everyday should be
inspiring and full of new discoveries. Discovering the ups,
downs and the unknown. With these, we widen our
perspectives, gain opportunities to share and create
meanings to our presence.
Hope you too will be inspired and start discovering today,
together.
Warmest regards,
Francis
francis.lo@advocatestar.com
THE FERRARI AND THE BANK
(Have a good laugh, it's on me.)
A Chinese man walks into a bank in New York City and asks
for the loan officer.
He tells the loan officer that he is going to China on business
for two weeks and needs to borrow $5,000. The bank officer
tells him that the bank will need some form of security for the
loan, so the Chinese man hands over the keys to a new Ferrari
parked on the street in front of the bank.
He produces the title and everything checks out. The loan officer
agrees to accept the car as collateral for the loan.
The bank's president and its officers all enjoy a good laugh at
the Chinese for using a $250,000 Ferrari as collateral against
a $5,000 loan. An employee of the bank then drives the Ferrari
into the bank's underground garage and parks it there.
Two weeks later, the Chinese returns, repays the $5,000 and
the interest, which comes to $15.41. The loan officer says,
"Sir, we are very happy to have had your business, and this
transaction has worked out very nicely, but we are a little puzzled.
While you were away, we checked you out and found that you are
a multi-millionaire. What puzzles us is, why would you bother to
borrow $5,000?"
The Chinese replies: "Where else in New York City can I park my
car for 2 weeks for only $15.41 and Expect it to be there when I return?"
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