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Lloyd's is the world's specialist insurance market. Unlike many other insurance brands, Lloyd's is not a company. It's a market where our members join together as syndicates to insure risk. Much of Lloyd’s business works by subscription, where more than one syndicate takes a share of the same risk. Business is conducted face-to-face between brokers and underwriters in the Underwriting Room.
When we talk of Lloyd’s, we’re really referring to two distinct parts. The market, which is made up of many independent businesses, and the Corporation of Lloyd’s, which is there to oversee that market. These parts are distinct, but far from independent. Both work closely to maintain high standards of performance across the market. The Lloyd’s market is home to 57 managing agents and 87 syndicates, which offer an unrivalled concentration of specialist underwriting expertise and talent.
Business at Lloyd’s is still conducted face-to-face, and the bustling Underwriting Room is central to the smooth running of the market. The market structure encourages innovation, speed and better value, making it attractive to policyholders and participants alike. Immediate access to decision-makers means that answers on whether a risk can be placed are made quickly, enabling the broker to provide fast, good-value solutions.
For centuries, insurance has been getting people and businesses back on their feet. For more than 300 years, its home has been Lloyd’s.
