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Mickaël GAUME

Bis 2011, Credit Risk Underwriter, Coface Deutschland
Lausanne, Frankreich

Fähigkeiten und Kenntnisse

Expertise in underwriting rules (especially in the
solid knowledge of financial analysis
credit risk management of large and international
Good understanding of business strategy
economic and political issues. Customer oriented
ability to negotiate with clients as well as exter
Strong organizational and administrative skills. T
Very good command of German and English. French na

Werdegang

Berufserfahrung von Mickaël GAUME

  • Bis heute 12 Jahre und 6 Monate, seit Jan. 2013

    Credit Risk Underwriter

    Coface Suisse

    - Credit standing assessment of domestic and international risks. - Analysis of finance, trade sector and country information. - Credit decisions within the limits of a credit competence. - Realization of financial reports. - Meetings and Business calls to policyholders, risks, brokers, banks. - Provide support to the commercial teams on the assessments of credit risks - Worldwide monitoring of Coface Swiss policyholders risk exposure.

  • 1 Jahr und 10 Monate, März 2011 - Dez. 2012

    Credit and Collection Analyst

    Salesforce.com

    - Initiate calls and meeting on assigned account by exercising business judgment and due diligence in evaluating account solvency and ability/willingness to pay. - Escalate collection problems accounts with Credit and Sales management - Negotiate payment plans for financial distress accounts. - Provide reports on assigned portfolio to credit management. - Provide support to the commercial teams on the assessments of credit risks.

  • 1 Jahr und 8 Monate, Aug. 2009 - März 2011

    Credit Risk Underwriter

    Coface Deutschland

    - Credit standing assessment of domestic and international risks. - Analysis of finance, trade sector and country information. - Credit decisions within the limits of a credit competence. - Realization of financial reports. - Meetings and Business calls to policyholders, risks, brokers, banks. - Worldwide monitoring of Coface German policyholders risk exposure. - Providing training to a junior member of underwriting team.

  • 9 Monate, Mai 2008 - Jan. 2009

    Credit Analyst

    Euler Hermes Sfac Crédit

    - Credit standing assessment of domestic risks. - Analysis of finance, trade sector and country information. - Information gathering: e-mail, telephone calls, personal visits, research in public records. - Credit advising and company rating. - Business calls to risks, brokers, banks

Ausbildung von Mickaël GAUME

  • 7 Monate, Jan. 2008 - Juli 2008

    Financial Management, Financial Market

    Hochschule Pforzheim

  • 1 Jahr und 9 Monate, Sep. 2007 - Mai 2009

    Finance.

    ESC Clermont

    Financial Engineering - Audit - Credit Analyst

Sprachen

  • Französisch

    Muttersprache

  • Englisch

    Fließend

  • Deutsch

    Fließend

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