Elizaveta Kondrasova

Developed banking strategy of effective instrument of financial recovery of banks and strategic companies in Russia, including financial model development. Led the retail strategy development, including client segmentation, products and sales channels determination, initiatives for effectiveness improvement. Performed preliminary analysis of potential M&A and restructuring of underperforming banks, led financial statement analysis, developed/reviewed financial model, evaluated the deal.

Led the development of internal rating model to forecast defaults in the Russian banking sector. Developed banking system recovery framework on the basis of Russian Capital Bank and Deposit Insurance Agency. Performed detailed and managed preliminary analysis of potential acquisition and restructuring. Managed development and implementation of client profitability assessment calculator. Performed banking sector analysis. Took part in the project of integration of Bank of Moscow and VTB.

Internal credit rating development for a top-5 Russian bank. ICAAP engagement for a large regional Russian bank. Target operating model implementation for a large regional Russian bank. Efficiency improvement project for a small regional Russian bank. Corporate credit model improvement for a top-5 bank in Russia. Business development activity (teasers and proposals for risk-management and operating and commercial efficiency improvement engagements).

Conducted internal audit of regional branches, including financial analysis of corporate clients, risk assessment and loan loss provisioning control. Developed recommendations for credit process optimization. Communicated with Central Bank of Russia on credit risk assessment and loan loss provisioning.

Performed client facing functions, including the acquisition of new clients, preparation of client seminars, dealing with various client requests and issues.