Maria Gabriela Pereira

Achievements: - Risk decrease and exposure management in Argentina - Overdue / dunning decrease in Brazil and Mexico Responsible for: - 50 countries in Latin America - Advising in credit risks and limits recommendations - Monitoring overdue debtors and minimizing sales outstanding days - Customers in overdue and, when appropriate, negotiation direct with customers through payment plans, settlements and other collection tools - Controlling credit notes and write-off concerns

Achievement: - Developed controls, internal procedures and KPI's Responsible for: - Credit analysis for transport companies (small, middle, large and corporate sizes) - Credit Committee to Sweden