Ricardo Vidal

The Holt Fintech AI Accelerator is a new accelerator being backed by Holdun, which was founded and is run by the Holt family – one of Canada’s wealthiest families. The program is also supported by one of Canada’s largest AI firms and a long list of influencers within the Fintech community.

Strategic Advisor to the management team. FLEX Payment is a B2B Fintech from Hamburg (Germany) that offers business owners and freelancer a simple way to optimize their cash flow by providing a flexible online service that converts outstanding invoices into liquidity within 24 hours.

After changing the way people look into banking products, I am on a mission to make insurance also sexy :) The InsurTech wefox is a digital platform that connects insurance providers, distributors, and customers. We are reinventing the way people experience insurance, by simplifying its complexities, ensuring total transparency and eliminating the inconvenience.

Supporting the Partners and the portfolio startups. Indico is a leading independent Venture Capital firm in Portugal investing in global and sustainable technology companies. Indico focuses on blockchain, AI, SaaS, LoT, Fintech, cybersecurity and digital companies, targeting investments at Seed to Series A level.

Supporting to create India’s Fintech Hub by being an Advisory Council of India Fintech Opportunities Review 2017 (#IFOR2017) - An Initiative from YES BANK, India’s fifth largest private sector bank

Digital face of Tradico, bringing the Tech side to an early stage FinTech with a solid 8 digit transaction volume. After some initial months as Chief Product Officer switched to the “Digital” CEO of Tradico. Strong focus on Data Driven Culture, Business Plan, Costs, Risk, Fundraising, Marketing, Digitalisation and Product Market Fit. Investors, Board, and Due Diligence exposure.

- Investors exposure - Due Diligence exposure - Board exposure - Placed with Management team - Current <10th oldest employee - Budget definition - Product Portfolio Management, with 1M+ users across 8 countries and 20+ multi-device Products - Introduction of Scrum Agile methodologies to the developer team - Responsible for introducing 1 new revolutionary Financial Product in 3 countries in 1 week time - Responsible for 30+ employees - Direct managing multiple teams - Managing remote teams

Responsible for Product Management: - Bring to market attitude, from MVPs to market leaders in innovator financial Products - Responsible of growing from 2 to 8 countries - Responsible of growing from 4 to 20+ products - Responsible for Design and User Experience - Responsible for Conversion Optimization Responsible for Project Management: - Direct responsible for 20% of the company employees - Responsible for the full Product Development Lifecycle - Responsible for the Mobile strategy

iQ-WEB2GO contact person, responsible for product creation and throughout all lifecycle, responsible for the interdepartmental communication, roadmap planning, technical documentation, support to international markets, presentations, trainings.

iQ-WEBX contact person, responsible for coordination and integration of all iQ-WEBX modules, responsible for the interdepartmental communication, roadmap planning, technical documentation, support to international markets, presentations, trainings.

SCADA contact person in Product Management, member of the SCADA expert team, responsible for the onshore and offshore SCADA technical documentation and product descriptions, support to international markets, presentations and trainings, product pricing definition, product pricing strategy, global benchmarking.

Core of activity: B2B, B2C, Web design, Web development, Web hosting, Web maintenance, and Web 2.0 using various technologies (HTML, CSS, PHP, ASP, Java, MySQL, SQL Server, UML, ITIL, …). Mundos Virtuais also organize one of the biggest lan parties in Portugal, with the biggest prize and higher internet bandwith to that date. B2B customers come from a variety of arrays: from Auto industry to Education institutions and Sports. B2C with main focus on Music and Education.

•Sustainable Product Development •Technology Entrepreneurship •Startup Boards: Advanced Entrepreneurship •How to Build a Startup •Scaling Up Your Venture Without Screwing •A Crash Course on Creativity •Human-Computer Interaction •Finance •... 20+ completed courses ...

Supported decisions I and II, project management, information management, law and economics for organizations, development and international cooperation, computer architecture and operating systems...

Advanced Application System Development (ITIL, Project management, Testing...), Advanced Java Programming (JE22, J2ME, and sockets), Human-Computer Interaction, Ubiquitous Computing...