Ivica Zuro
Selbstständig, Consultant - Financing, Banking, Business Management and General Management, MM Beneficium
Abschluss: Master of Science in Economics, University of Split
Split, Kroatien
Über mich
Expert Banking & Sales Team Manager Retail & SME Banking I Management I Reporting I Business Analysis I People Development I HR Experienced and driven banking and financial services professional with experience in general management, retail, corporate and private banking, team management, people development, portfolio analysis, loan assessment and risk management, cross-selling, retail and wholesale FMCG trade. Skilled in collaborating with all members of organization to achieve business and team objectives. Instrumental in streamlining and improving processes and reporting methods and improving analytical solutions. Skilled in business development of emerging business entities an improving performance of present ones. Technical proficiency in MS Office, Business reports in practice, data analysis and visualization, CRM.
Werdegang
Berufserfahrung von Ivica Zuro
Bis heute 3 Jahre, seit Mai 2021
Consultant - Financing, Banking, Business Management and General Management
MM Beneficium
Bis heute 8 Jahre, seit Mai 2016
Independent Data Analyst and Business Contributor
Various Consulting Companies
Contributed in production of plans of cultural and historical heritage management for various local units of administration, thus helping 3 municipalities and 1 city in Dalmatia to preserve their material history heritage Helped to emerge new business ventures D16 Coffee Split and EPSN by Ante Burilovic by preparing business plans, conducting market analysis and business development perspectives
2 Jahre und 5 Monate, Dez. 2018 - Apr. 2021
Head Of Branches
OTP Banka Hrvatska dd
Participating in integration of business systems Splitska banka dd with OTP banka dd into OTP banka Hrvatska Continuation with processes as at previous position in Splitska banka dd.
8 Jahre und 1 Monat, Nov. 2010 - Nov. 2018
Head of Region Middle Dalmatia and Hinterland
Splitska banka dd / Societe Generale Group up to 05 2017, after that OTP Group
Led team of 90 employees retail and SME Developed and promoted 34 people to higher ranks Increased product average per client by 38% Slashed portfolio COR by 57% during tenure Initiated loans for tourist facilities and non-life insurance Took part in organization improvements working in committees for coordination with service partner, Compliance and Business Risk Assessment Been member of Business Continuity Committee responsible for all branches Managed to decrease costs in average of 8,1% per year
1 Jahr und 4 Monate, Juli 2009 - Okt. 2010
Head of Region Dalmatia Hinterland
Splitska banka dd / then member of Societe Generale Group
Led team of 60 employees in retail and SME Developed and promoted 10 people to higher ranks Increased product average per client 12% Decreased portfolio COR by 9% during tenure Contributed in implementation phase of Private Banking service in bank and had been correspondent for region Participated as manager and coach in migration of bank core IT system Achieved costs optimization by 9% during tenure
1 Jahr und 4 Monate, März 2008 - Juni 2009
Relationship Manager - Business Expert in Business Clients Department
Splitska banka dd / then member of Societe Generale Group
Achieved 20% more earnings from non-risk bearing products while being coordinator of 4 RMs each managing portfolio of 300 SME clients Achieved reactivation of 10% of portfolio Conducted thorough financial analysis and worked on exposure applications on portfolio of 600 clients Coached 15 relationship managers with focus on sale development and portfolio management Took part in committee for improvement of procedures in business Participated in the functional testing of IT controls and reporting tools
9 Monate, Juni 2007 - Feb. 2008
Sales Representative - FMCG
Makro doo
Managed portfolio of 200 customers in HORECA wholesale and promotional partnership projects with distributors
3 Jahre und 2 Monate, Apr. 2004 - Mai 2007
Independent Account Manager in FMCG wholesale
Konzum
Conducted portfolio management of 100 wholesale customers, with special emphasis on implementation of loyalty project ‘Plus market’ for clients Helped create and organize distribution of tobacco products produced by company now owned by British Tobacco. Did that while being in charge of organizing the supply of consumer goods towards INA and OMV petrol stations Participated in creating IT solutions in wholesale
9 Monate, Apr. 2003 - Dez. 2003
Trader in the department of Trading
Konzum
Trading of various goods, focus on fresh food
10 Monate, Juni 2002 - März 2003
Officer in Finance department
Euroviba dd
Performing all types of financial transactions with emphasis on cash management with adjacent companies in Agrokor corporation. The preparation of financial business reports from the current daily to annual. Taking part in developing of annual plan of import quotas for capacities in cooperation Euroviba dd – Konzum dd.
1 Jahr, Juni 2001 - Mai 2002
Intern in Finance department
Euroviba dd
Internship in Finance Office
Ausbildung von Ivica Zuro
5 Jahre und 8 Monate, Okt. 1994 - Mai 2000
Economics
University of Split
Marketing Statistics Macroeconomics Graduation Thesis "Statistical Analysis of Basic Macroeconomic Indicators in the Economy of the Republic of Croatia during the period 1993-1998", graduated with honours
Sprachen
Englisch
Fließend
Deutsch
Grundlagen
Italienisch
Grundlagen
Croatian
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Serbian
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Slovenian
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