Margarethe Coelho
Angestellt, Senior Consultant, Atran Deutschland
Pretoria, Südafrika
Werdegang
Berufserfahrung von Margarethe Coelho
Bis heute 3 Jahre und 9 Monate, seit Okt. 2020
Senior Consultant
Atran Deutschland
I am a Senior consultant and am placed at Deutsche Bank as Technical Consultant.
Bis heute 5 Jahre und 2 Monate, seit Mai 2019
Senior Acquisitions Credit Risk Manager
First National Bank
Managing the analysts in the Acquisitions Credit Risk team Acquisitions Strategy, Product Pricing, Risk Appetite setting Managing a variety of stakeholders Regular presentations to executive committee and policy committee Provided analytical rationale to identify, develop and implement activities within allocated account base Coached, developed and motivated team members, providing coaching and mentoring to junior data scientists on SAS and data mining techniques
5 Monate, Jan. 2019 - Mai 2019
Manager Impairments and Provisions
First National Bank
Managing a team of Analysts in the Impairments and Pricing team Capital and Provisioning Product Pricing Product Analytics Working with LGD, PD and EAD models for IFRS 9 Collaboration with other business units Stakeholder management Designed and prepared technical reports, studies and related documentation Organized information by studying, analyzing, interpreting and classifying data
1 Jahr, Jan. 2018 - Dez. 2018
Senior Credit Risk Analyst
First National Bank
Capital and Provisioning IFRS 9 implementation and it's financial impacts on business Working with LGD, PD and EAD models for IFRS 9 Product and Pricing analytics Collaboration with other business units Programming in SAS Statistical Modelling IFRS 9 regulations Extensive use of Excel and forecasting budgets for Finance Coached, developed and motivated team members, providing coaching and mentoring to junior data scientists on SAS and data mining techniques
6 Monate, Juli 2017 - Dez. 2017
Data Scientist
MMI Holdings
Up skill in several different software solutions, specifically with a focus on R and SQL Analytical insights of Life Insurance Data as well as other MMI data Feedback to stakeholders Applied statistical and algebraic techniques to interpret key points from gathered data Collaborated with internal stakeholders, identifying and gathering analytical requirements for customer, product and projects needs
6 Monate, Juli 2017 - Dez. 2017
Data Scientist
MMI Holdings
Up skill in several different software solutions, specifically with a focus on R and SQL Analytical insights of Life Insurance Data as well as other MMI data Feedback to stakeholders Applied statistical and algebraic techniques to interpret key points from gathered data Collaborated with internal stakeholders, identifying and gathering analytical requirements for customer, product and projects needs
8 Monate, Nov. 2016 - Juni 2017
Campaign Analytics Manager
First National Bank
Managing a team of Analysts in the campaign/marketing Analytics team Managing Stakeholder relationships Analysis of banking data across all products Setting of up campaigns/tests to improve strategies regarding banking product sales and customer retention Frequent interaction with third parties and suppliers Collaboration with most business units within the bank including Personal Loans, Overdrafts, Home Loans, Transactional products and Credit Card Marketing analytics Campaign analytics
2 Jahre und 7 Monate, Apr. 2014 - Okt. 2016
Marketing Data Analyst
ABSA Trading GMBH
Analysis of banking data and customer data Analysis of Sales/Acquisitions data to optimize sales strategies Analyst on Credit Limit Increases to optimize strategies and maximize balance growth Close collaboration with Credit Risk Setting of up campaigns/tests to improve sales strategies Frequent interaction with third parties and suppliers Collaboration with other business units within the bank Monthly feedback to stakeholders Marketing analytics Campaign analytics Presentation Skills
Ausbildung von Margarethe Coelho
4 Jahre, Jan. 2010 - Dez. 2013
Masters in Statistics
University of Pretoria
Majoring in a dissertation on Statistical Process Control (passed degree with distinction, invited to Golden Key Society) Data Mining(programming in SAS/IML) Regression Analysis (working with SPSS) Time Series Analysis
2 Jahre, Jan. 2008 - Dez. 2009
BCom (Hons) Statistics
University of Pretoria
Majoring in Statistical Forecasting Techniques, Time Series Analysis, Multivariate Techniques, Statistical Process Control and Sampling Techniques, Regression Analysis, Econometrics, SAS programming
2 Jahre und 7 Monate, Jan. 2008 - Juli 2010
LLB (Law)
University of Pretoria
Law Degree with electives: Problems with HIV/AIDS, Sports Law and Transnational Business Law
3 Jahre, Jan. 2005 - Dez. 2007
BCom Law
University of Pretoria
Majored in Business Management and Statistics including all relevant law modules required for the degree
Sprachen
Deutsch
Fließend
Englisch
Muttersprache
Französisch
Grundlagen