Product Owner - Card Management (f/m/d)

Solaris is a tech company with a full German banking license. Our Banking-as-a-Service platform enables businesses to offer their own financial products. With our straightforward APIs, our partners can access and integrate a wide range of solutions such as digital banking, payments, cards, identification and lending services. As a market leader we are driven by bringing transformational change to the financial services industry.

We love what we do and we love our team. We are 400+ people from over 60 nationalities - a unique blend of techies, fintech enthusiasts, bankers and entrepreneurs from various industries. Our routines are built around genuinely valuing and exchanging different perspectives as well as actively sharing knowledge as we drive our business as a team. We believe and invest in personal growth.

Your Role

• You are part of the team responsible for Cards products, Card processing and the Card Management APIs in Solaris.
• Develop and articulate a clear product vision for our card-based offerings, along with the company's overall objectives.
• Collaborate closely with the engineering team to drive efficiently the end-to-end development, release and rollout of card-related features, products and processes.
• You bring together the interests of business partners, end-customers, schemes, third-party providers and Solaris around features and negotiate their priorities and scope.

We'd love to see

Depending on your level of experience, your responsibilities and scope of role will range. We don’t care much about fancy titles, but rather about real personal and professional development, as laid out in our learning framework. Let’s figure together out how you can contribute to our team.

• 3+ years of experience in product area specifically within Card Issuing, managing complex roadmaps.
• Deep technical command of the Visa and Mastercard ecosystems, with hands-on experience managing direct integrations with major processors.
• Comprehensive expertise in the full card lifecycle, from onboarding and core ledger entity opening to the logistics of physical card personalization and the instant provisioning of tokenized virtual cards (Apple/Google Pay).
• A "builder" mindset with the ability to take a high-level payment concept and drive it through to technical execution, ensuring the product is both scalable and compliant within a highly regulated environment.
• Advanced knowledge of the European regulatory landscape, including PSD2/PSD3 (SCA, RTS), PCI-DSS, and the specific risk-management requirements of the German Banking Act (KWG).
• Skilled at navigating the complex hierarchy of a German financial institution, balancing the requirements of Compliance, Risk, and Legal stakeholders with the commercial goals of the business.
• A commitment to creating "bank-grade" documentation; you recognize that clear technical specifications and process flows are the backbone of audit-readiness and efficient knowledge transfer.
• Exceptional communicator in English (German a plus), capable of distilling the "alphabet soup" of payment tech (SCA, 3DS, CVV, VTS) into clear, value-driven narratives for executive stakeholders.

Benefits

• Home office budget.
• Learning & development budget of €1000 per year and a transparent growth framework to support your career goals.
• Competitive salary and a variable remuneration program.
• Monthly meal allowance.
• Deutschland ticket subsidy.
• 28 vacation days, increasing by 2 days after 2 years and 3 days after 3 years with Solaris.
• Opportunity to work abroad for up to 12 weeks per year.

While job ads usually paint an ideal picture of a candidate, studies show that most applicants meet an average of 60% of the criteria. Unfortunately, many promising candidates tend to apply only if they meet all the criteria. So if you think you have what it takes, but don't necessarily meet every single item in the job description, please contact us anyway. We'd love to talk with you and find out if you might be a good fit for us.

At Solaris, we are committed to nurturing an inclusive environment, where all Solarians feel valued, respected and supported. We are dedicated to building a diverse workforce that reflects the diversity of our communities. We are committed to equal employment opportunity regardless of color, ethnicity, religion, sex, origin, disability, marital status, citizenship, or gender identity. We are proud to be an equal opportunity workplace. If you have a disability or special need that requires accommodation, please let us know.

Information on data processing:

To all recruitment agencies: Solaris does not accept unsolicited agency resumes. Please do not forward resumes to our jobs alias, Solaris employees or any other venture in our ecosystem. Solaris is not responsible for any fees related to unsolicited resumes.

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