Aaron Kamruzzaman

- Development and maintenance of internal credit risk models (e.g. PD, LGD, EL) and market risk models - Lead rating analyst responsible for performing quantitative risk analyses for complex rating objects, in particular structured finance rating objects - Communicating with issuers, investors and other stakeholders - Coordinating and leading the development of methodologies and tools, particularly in Excel and the R programming language

• Promoted and acted as a Trade finance analyst specializing in LC’s and Import/Export credits. • Diligently monitored the risk exposures and minimized the potential risks associated with trade. • Corresponded efficiently with global corporate trade connections for solving the problems related to financial transactions with the local counterparts.

• Promoted and acted as a credit analyst specializing in consumer and real estate financing. • Effectively dealt and negotiated with demanding customers regarding collection, reviewing of due diligence items as well as policy components of loan documentations. • Diligently monitored and identified the risk exposures of all credit analysis and credit approval process. Prepared credit reports and various monthly reports.

• Went through several extensive training and rigorous learning process by working periodically at the Consumer banking, Credit and Foreign Exchange divisions.

Mathematical Finance, Computational Finance, Risk Management, Econometrics, Advanced Statistics, Econometrics and Statistics for Financial Markets, Labor Econometrics, Theory of Financial Markets, Economics of Risk and Uncertainty.

Advanced Macroeconomics, Development Economics, Population Economics, Industrial Organization