Cheryl Ursida

Special Assignment Due to Merger – Treasury Division • Analyzed Bank and Insurance CDO portfolio utilizing IntexNet, SNL Database, Bloomberg, and internally developed models under various economic and stress scenarios. • Developed assumptions and executed comprehensive risk simulations based on data gathered from market participants. • Senior analyst in the single issuer bank portfolio. Created original credit report template and generated credit reports. • Responsible for the accuracy and content

• Projected quarter end loan loss provision. • Prepared proforma financial statements for all potential new branches and monitored against actual results after branch was opened. • Ensured compliance with FAS 141 and FAS 144 for acquisition purposes. • Analyzed/prepared quarterly SOP-03-3 transaction for all acquired impaired loans. • Prepared lease versus buy option analysis. • Participated in several project teams to help to reduce staff and improve efficiency.

• Responsible for overseeing the accurate completion of general ledger reconciliations for a nearly $14 Billion holding company. • Assisted with month-end close process; created and/or approved adjusting journal entries related to balance sheet accounts • Created and maintained recurring journal entries. • Performed monthly account analysis and roll-forwards of select general ledger accounts to ensure they properly reflect the company’s financial position in accordance with company policy and GAAP. • Re

• Responsible for overseeing $182 Million + fixed asset data base (additions, disposals, transfers, general ledger depreciation entries). • Assisted with the integration and automation of 25 fixed asset databases to consolidate into one database, which saved the company over $1M annually. • Chief Administrator for credit life insurance agency, which included marketing and financial responsibilities. • Managed 2 people.