KEMAL GUREL

• Working with the executive committee to set organizational strategies and goals • Monitoring day-to-day business operations • Reviewing financial activities, including accounting tasks, budgets, financial statements and reports • Overseeing hiring and firing activities, along with payments and evaluations • Ensuring the business complies with relevant laws and regulations • Assessing organizational and personnel performance, implementing changes as needed for improvements

•Conduct research to identify new markets and customer needs •Arrange business meetings with prospective clients •Promote the company’s products/services addressing or predicting clients’ objectives •Identify and source partnership opportunities through inbound lead follow-up and outbound cold calls, emails and client visits •Build a detailed financial analysis showing all of the assumptions, drivers, and financial statements for the next 3-5 years, accounting for a conservative, base, and aggressive case.

• Designing the remuneration structure of the broker & agency channel and evaluate their performance accordingly • Leading a team to: Deliver the strategic co-operative development initiatives • Supporting the process of identifying new opportunities and new sales channels, finding the best business partners and measuring the performance of all initiatives • Preparing cross-sell campaigns • Preparing company growth plans and develop new strategies by making company/sector analysis.

• Taking part in Automation and IT/Sales Projects such as Citiaxess Platinum, Wings Card, Contactless Card, Sticker, Attrition Rewards Tool, Rainbow System Enhancement and other marketing and system implementation. • Responsible from coordination of fee reversal process with operation and checking unit reports for card closure and maintenance processes • Dealing with customer complaints and immediate feedback to the frontline channels

• Open deposit accounts for bank customers • Interview customers to obtain financial information and explain services available • Help customers to resolve account problems and to complete loan applications