At mobile.de , we are looking for a Senior Manager, Treasury & Risk (d/f/m) to take ownership of our treasury and financial risk management activities.

This role is ideal for a hands-on treasury leader who enjoys combining operational responsibility, people leadership, and strategic contribution—without stepping into an executive or director-level position.

You will oversee the company’s financial risk exposures, optimise liquidity, manage cash flow, and ensure the efficient and secure management of financial assets. You will also develop and implement robust treasury and risk management strategies, policies, and procedures to safeguard the company’s financial health and support its strategic objectives.

This is a hybrid role based in Berlin, Charlottenburg, offering flexibility to work both remotely and in-office.

Your Role :

In this position, you will lead a small, specialised treasury & risk team and be responsible for the end-to-end execution and continuous improvement of treasury and financial risk management at mobile.de.

You will act as the key point of contact for all treasury-related matters, working closely with Finance, Accounting, Tax, Legal, and Operations, while reporting into senior finance leadership.

Your Key Responsibilities :

Treasury Management

• Cash Flow Management : Develop and maintain cash flow forecasting models to optimise working capital, ensure liquidity, and identify shortfalls or surpluses

• Liquidity Management : Oversee daily cash positioning, bank accounts, and efficient use of cash across entities and geographies

• Funding & Financing : Support and execute short- and long-term financing solutions (e.g. credit lines, loans), and manage banking relationships

• Investment Management : Manage surplus cash investments in line with risk appetite and liquidity requirements

• Foreign Exchange Management : Identify FX exposures and execute hedging strategies (e.g. forwards, options)

• Debt Management : Oversee debt portfolios, covenants, repayment schedules, and interest rate exposure

• Banking Relationships : Maintain strong, efficient, and cost-effective relationships with banking partners

Financial Risk Management

• Risk Identification & Assessment : Identify and assess financial risks including FX, interest rate, liquidity, credit, counterparty, and operational financial risks

• Risk Mitigation : Develop and implement mitigation strategies, policies, and hedging frameworks

• Risk Reporting & Monitoring : Establish risk reporting, monitor key indicators, and provide regular updates to senior management

• Compliance & Governance : Ensure compliance with financial regulations, internal policies, and governance standards

• Internal Controls : Design and maintain effective internal controls over treasury and financial risk processes

Leadership & Collaboration

• Strategy Development : Contribute to a treasury and financial risk strategy aligned with business objectives

• Policies & Procedures : Establish and maintain clear treasury and risk management policies and guidelines

• Team Leadership : Lead, mentor, and develop a small, high-performing treasury & risk team

• Stakeholder Management : Collaborate closely with Accounting, Legal, Sales, and Operations

• Technology & Systems : Evaluate and enhance treasury systems (TMS) and related financial technologies

• Market Intelligence : Stay current on market trends, regulatory developments, and best practices

Your Skill Profile :

• Bachelor’s degree in Finance, Accounting, Economics, Business Administration, or similar

• MBA, CTP, FRM or similar certifications are a plus, not a must

• Min 8–10 years of experience in treasury and/or financial risk management

• Proven experience as a Treasury Manager, Team Lead, or Senior Manager

• Strong hands-on expertise in Cash flow forecasting & liquidity management, FX and interest rate risk, Banking products and financing instruments

• Experience with Treasury Management Systems (TMS) and ERP environments; SAP S/4HANA and/or Microsoft Dynamics 365 Business Central preferred

• Strong understanding of accounting principles related to treasury and financial instruments

• Proven leadership and team management skills

• Exceptional communication (written and verbal), presentation, and interpersonal skills

• Strategic thinking with the ability to translate complex financial concepts into actionable plans

• Pragmatic, detail-oriented, and execution-focused, with a strong ownership mindset and high integrity

• Experience in marketplace, e-commerce, mobility, or other digital business models, or in companies with a lean, established treasury function, is a plus.

Additional information

• Recharge with 28 days of paid time off.
• Stay mobile with a €50 monthly transportation/mobility allowance.
• Keep growing with a development budget and access to coaching.
• Family first - enjoy up to 12 (non-birth parent) or 20 (birth parent) weeks of fully paid parental leave.
• Learn anytime, anywhere with our online and offline library.
• Get rewarded with an attractive base salary and participation in our annual incentive plans.
• Work from anywhere - up to 20 days per year from wherever you feel most productive.
• Prioritize your well-being with a 24/7 Employee Assistance Programme for you and your immediate family.

Company description

Founded in 1996, mobile.de disrupted the status quo of buying and selling cars as the first online vehicle marketplace.

Today, we are Germany’s largest vehicle marketplace with around 1.4 million listed cars, commercial vehicles, motorcycles and e-bikes. Both private customers and more than 40,000 registered vehicle dealers use the platform and benefit from 108 million customer visits per month. As a "one-stop shop”, mobile.de’s offering includes financing and leasing solutions in addition to buying and selling – and we will not stop innovating. If you are driven by an eagerness to learn and a passion for collaboration then we should get to know each other.

mobile.de is an equal opportunity employer and we value diversity. We do not discriminate on the basis of race, religion, colour, national origin, gender, sexual orientation, age, marital status or disability status.

If you feel like you don’t meet all of the requirements for this role but are interested, please consider applying anyway. We strongly encourage people from historically excluded groups to apply.

What we offer

Meaningful Work: We are a diverse, international, highly skilled and passionate team committed to a world where people share more and waste less. Every day you will have the opportunity to make a huge difference for our users, customers as well as shape the future.

Embracing AI: We’re at the forefront of integrating cutting-edge AI technologies into our operations. Being part of mobile.de you will work with and learn about AI tools, contributing to projects that leverage AI to enhance efficiency, improve customer experiences, and drive our mission forward. With an AI-first mindset, we foster a culture of continuous learning and experimentation, empowering our team to explore and apply AI in meaningful ways for the company and themselves.

Growth and Development: We are a global organisation who truly believes in growing our people. To support this we offer lots of development and training opportunities and provide a budget for our team members.

Connection and Inclusion: Our culture is the glue that holds us together. We believe in making meaningful connections and creating an inclusive atmosphere with lots of opportunities to connect both in your day to day work and through social team activities (online and offline).