Product Underwriting Manager in Direct Insurance (m/w/d)

Are you ready to work with the best?

At Zurich, we’re rethinking insurance. To meet our customers’ needs even better, we’re breaking new ground, thinking creatively, and working with agility. Our company culture offers you greater flexibility in every respect – and plenty of room to reach your full potential. Think big – and think internationally! Your growth has no limits with us. Ready to take your future into your own hands?

We’re looking for passionate individuals with a strong hands-on mentality to join our collaboration with a dynamic and fast-growing MGA startup in the motor insurance sector. If you’re ready to take ownership, drive change, and help shape the future – we’d love to hear from you.

• You’ll actively contribute to the development of Motor insurance products and solutions for selected European markets
• By conducting market research and competitive analyses, you’ll identify emerging trends and opportunities, and help establish relevant market benchmarks
• You’ll analyze insurance portfolios to ensure profitability and optimize risk structure
• You’ll develop and evaluate innovative Underwriting and Pricing strategies to assess and select risks, balancing innovation and solid risk management
• Work closely with our stakeholders across all functions along the value chain – from Pricing to Claims and Finance. Your expertise will help bridge the gap between teams and drive joint success
• You’ll create impactful reports and management presentations, turning complex data into actionable insights

• Several years of experience in consulting, underwriting, claims handling, or portfolio management – ideally with a strong focus on the Polish market
• Well-versed in risk assessment and data-driven portfolio analysis
• Strength in turning insights into actionable, strategic recommendations
• Proactive mindset, solution-oriented thinking, and enjoyment of working in cross-functional, agile teams
• Willingness to take ownership
• Confident communication skills in both German and English – written and spoken; Polish is a plus, but not required
• Master’s degree (or equivalent qualification) in insurance, business, or financial services – ideally with a strong analytical focus

• Flexible working arrangements to create the perfect balance between working on-site and from home
• Numerous training and learning opportunities to stay fit for the daily work routine and enable individual development
• Support for your career planning, from potential analysis to personalized development programs
• A modern, open, and transparent work environment that fosters creativity and cross-team collaboration
• Whether it’s group fitness on-site or virtual mindfulness training from home, our diverse health offerings support a healthy work-life balance
• Bike leasing, discounted public transport tickets in Germany, and many other great benefits

ZGD generally supports both flexible and part-time working arrangements, depending on the individual job requirements and personal suitability. If you’re interested in this position but your personal situation doesn’t fully align with the stated workload (full-time or part-time), please feel free to contact us at ( narine.baghiryan@zurich.com) to discuss possible options.

• Work Location: Frankfurt
• Full-time or Part-time: Full-time

Narine Baghiryan looks forward to receiving your application, including your salary expectations and earliest possible start date, via the career portal ("Apply Now” button). Unfortunately, applications sent by email cannot be considered.

Welcome to your future

55,000 colleagues in 215 countries and territories. Together, we’re on a journey to rethink insurance every day – shaping the future for everyone. Welcome to a strong community where you make an impact from day one. Together, we grow and develop!