At RSB, our Risk Controlling team is focused on managing risk exposure across the business. We identify, evaluate, and report on key risks while supporting decision-making with data-driven analysis.

Our key responsibilities include:

• Risk Management Framework: We establish and maintain a robust, group-wide risk framework aligned with Basel guidelines. This includes setting policies, procedures, and controls to identify, measure, monitor, and manage all relevant risk types.

• Risk Identification & Assessment: We assess the bank’s exposure to credit, market, operational, and liquidity risks using methods such as stress testing, scenario analysis, and risk evaluations.

• Risk Monitoring & Reporting: We monitor the bank’s risk profile and produce timely, accurate reports for internal stakeholders and regulatory bodies. This includes tracking risk metrics, key indicators, and early warning signals.

• Capital & Liquidity Adequacy: We evaluate capital and liquidity adequacy in line with CRR and Basel requirements. This includes oversight of capital ratios, liquidity metrics, and stress testing to ensure compliance and support the bank’s strategic objectives.

• Develop and maintain models and methodologies for the economic ICAAP perspective, including internal capital calculation and risk aggregation.
• Quantify and monitor market price risks (particularly interest rate risk) using standard and internal models.
• Analyze and report on liquidity risk metrics such as survival horizons, funding concentrations, and results from liquidity stress testing.
• Conduct scenario analyses and stress tests for capital and liquidity risks in line with MaRisk and EBA/ECB guidelines.
• Maintain the risk inventory and support the identification and assessment of material risks across all risk types.
• Prepare ICAAP reports for management, regulatory authorities, and internal committees with a focus on clarity, accuracy, and regulatory compliance.
• Collaborate with Treasury, Finance, and business units to align capital, liquidity, and risk strategies.
• Monitor regulatory developments and adjust internal methodologies accordingly.
• Support ongoing refinement of risk measurement tools and drive improvements in risk data quality.

• Holds a degree in a quantitative discipline (e.g. mathematics, statistics, economics) or in Business Administration with a quantitative focus.
• Brings a certification such as FRM, CFA or PRM (a plus).
• Has 2–5 years of experience in risk controlling, quantitative analysis, or a related area within banking or financial services.
• Understands economic capital models, ICAAP methodology (especially the economic perspective), and capital aggregation techniques.
• Has a solid grasp of market risk measurement methods such as VaR, sensitivities, and stress testing, as well as liquidity risk metrics.
• Is familiar with MaRisk, Basel III/IV, and ECB ICAAP expectations.
• Works confidently with Excel/VBA and at least one analytical tool (e.g. Python, R, MATLAB, or SQL)
• Brings a high level of precision, independence, and analytical thinking.
• Writes clearly and structures documentation to ensure transparency and audit readiness.
• Communicates effectively and works well across departments, including with senior stakeholders.

• Employee Development Budget of €2,000 and access to Babbel for continuous learning.
• Exciting cooperation partners and projects in the banking and Start-Up environment.
• A fully cloud-based Banking-as-a-Service Platform.
• Company-wide use of industry-leading tools for analysis, development, communication and collaboration such as AWS Stack, Splunk, GSUITE, Slack, Atlassian Suite (Jira, Confluence, Trello) and many more.
• Dynamic environment, a hands-on mentality and agile ways of working.
• Flexible working hours and 30 days holiday plus Christmas Eve and New Year's Eve off.
• Collegiality and a supportive learning environment.
• Promotion of company pension schemes and capital-forming payments (vermögenswirksame Leistungen).
• We subsidize the Deutschland Ticket with €25 per month.
• Love cycling? With JobRad, lease the bike of your choice and enjoy tax savings, plus Raisin covers your monthly insurance costs
• A diverse team of experts to learn from and to inspire each other.

Raisin is the trailblazer in the savings and investment space. Founded in 2012, the fintech company started by opening the $95+ trillion deposits and investments market of the European Union, the United Kingdom and the United States to consumers.

Today, Raisin serves more than one million customers in these three markets, offering savings products as well as investment and pension products. This makes the Berlin-based fintech one of the leading global savings and investments marketplaces. Savers get a wider choice of attractive products with the ability to move their money freely. In addition, financial service providers get best-in-class marketplace solutions for their customers, and banks get better access to retail funding.

Raisin operates its own B2C marketplaces in Europe and the U.S. under the brands Raisin and WeltSparen. In Germany, the company offers ETF-based investment and retirement products in addition to savings products. Raisin works with over 400 banks and financial service providers from over 30 countries

We are backed by renowned international investors such as b2venture, Deutsche Bank, Goldman Sachs, Greycroft, Headline, Index Ventures, Latitude Ventures, Orange Ventures, PayPal Ventures, Top Tier Capital Partners, Ribbit Capital, Vitruvian Partners and M&G.

At Raisin, we care about each other and it is one of our top priorities to foster an open and caring environment in which everyone feels welcome and comfortable. Our culture is strongly driven by our ambitious team, which connects more than 75 different nationalities.

In total, we have 7 offices across the world: Berlin, Frankfurt, Hamburg, Madrid, Manchester, Munich and New York.

We also think it’s important to take the time to celebrate our hard work and achievements together, with events like our yearly summer and winter party, as well as a couple of smaller get-togethers.