Csaba Thamo

• Supporting the BI team at one of the leading telecommunications company of Indonesia with a 50 million subscriber base. • Participating in projects automating daily data collection processes. • Enhancing simple SQL queries into complex processes using PL/SQL Developer. • Visualizing and interpreting results in Excel and PowerPoint to provide actionable insights. • Applying k-means clustering, and decision trees for customer segmentation in SPSS Clementine. • Developing logistic regression for churn m

• Validating credit risk models at each life cycle event from model request, through modeling to implementation. • Challenging models by performing in-depth analysis in SAS. • Working in both retail and corporate segments with models ranging from simple scorecards to PD, EAD and LGD models used for Basel II capital calculation. • Designing and implementing scenario and sensitivity analysis stress tests in EViews, SAS and Excel. • Contributing to the yearly budgeting exercise of the bank.