Dr. Gerald Wunderer

Implementation and validation of the new internal credit risk models (PD, EAD and LGD) stemming from Basle III and IV-accords or managerial/ IFRS9purpose and further data science topics in the risk division. Gerald understands his tasks as interconnected between (online/ offline) channels and customer data to build intelligent solutions based on recent data science developments and direct channel/ web technology

Leading the client business for private and business customers for a group of branches "Stellenverbund" in Vienna's Inner City incl. the flagship advisory centre on Stephansplatz. Tasks involve all sales, risk/regulatory/compliance and client reponsibility as well as steering and monitoring of advisory and service teams for ~40k private and business clients with broad product portfolio in financing, asset management/savings, insurance, leasing and cash management.

Strategy and its implementation for joint contact center of HypoVereinsbank and Bank Austria incl. new services, increasing line efficiency, implementing new technical platforms, increasing direct sales and complying with Fernabsatz-legal basis. Design strategy on sites and cooperation with other group entities

Responsible for channel development and online sales, digitalization of www.bankaustria.at, online shop, online/mobile banking, online marketing, SEA, SEO, webtracking, FinTechs/ startups, call center incl. campaign, service level & budget control, remote advisory, legal (MIFID, Fernabsatz, AML), self service devices, tablet apps, CRM (master data, analytics, real time marketing, data mining, automated campaigns, big data analyses, next best offer, churn prevention, precalculated limits)

General Mgmt. Consulting Financial Services, responsible for strategic and major projects at 20+ banks (business/ savings/ coops, central banks/ “Landesbanken”) und insurances in Germany, Austria, Switzerland, CEE and UK, experience cover retail/ SME, private banking, corporate and transactional banking, project done on business development, sales and channel management, direct channel strategy, restructuring, organisational development and risk management and -controlling