Jonas Ljungqvist

Responsible for identification, measurement and reporting of market risk, liquidity risk, operational risk and credit risk for Ikano Bank in the geographies UK, GE, PL, DK, NO, FI, and SE. Through the credit risk functions for B2C (consumers) and B2B (business - leasing & factoring) responsible for the credit processes in the bank and the credit committees. Also the ICAAP, IFRS9 Loan Loss Provisioning and Stress Testing reside within the CRO function

Level 2 manager with responsibility for 16 staff. Main aim for the unit is to comply with all local regulations (MaRisk, SolvV, IFRS). Reporting to the CFO (Vorstand) and in the matrix organisation to Risk Control International. The local Risk Control unit covered - Trading Book and Banking Book Market Risk Control - Counterparty Risk Control - Market Conformity Control - Liquidity Risk Control - Credit Risk Control - Operational Risk Control - Integrated Stress Testing (Enterprise Wide)

Head of the Group Credit Risk Control unit with 14 staff, responsible for - Development and validation of all retail and non-retail credit risk models in SEB Group - Implementation of credit risk control policies and instructions for SEB Group - Development of the SEB Credit Risk Stress Testing model - Annual reviews (validations) of all credit risk models presented for approvals ion Bank and Board level

Project leader for the Basel 2 project in the SEB Baltic division with responsibility for activity planning, budgeting, follow-up and technical development. The total amount of staff working within the project to a significant degree in the SEB subsidiaries in Estonia, Latvia and Lithuania was ~100. Main responsible for the FSA contacts in both Sweden and the Baltic countries in the Basel 2 IRB approval process for the three Baltic subsidiaries. The IRB approvals were given in 2008 for all three banks.

Working within Group Treasury and responsible for - Design and implementation of a new liquidity risk model (cash flow based) - Design and co-development of a Net Interest Income forecasting tool - Design and implementation of an improved Funds Transfer Pricing model in the subsidiaries in Estonia, Latvia and Lithuania - Development and implementation of a dividends/buy-backs model in Group Treasury to facilitate and improve the capital management