Stefan Ruppen

Acting as Head Business Risk Coverage for Global External Asset Manger, leading an international team.

Acting as Business Risk coverage for the Swiss Universal Bank (SUB) Sales unit with a special focus on Invest. Advisory & Solutions, Invest. Consulting for Premium Clients, Investment Delivery, Pension Funds Solutions and CS Anlagestiftung. Leading and preparing various Risk Committees and Controls Sessions. Risk reports, performing business risk tasks (incident analysis, assessing Cross Border or regulatory breaches, supervisory controls, etc.). Conducting Risk and Control Self Assessments.

Leading a team and acting ask Risk coverage for Institutional Clients departments with special focus on Investment Advisory, Pension Funds and Financial Institutions areas. Developing and establishing risk reports, incident analysis, assessing reported issues such as client tax breaches or KYC deficiencies, supervisory controls, etc.). Particiapation in and Implementation of Regulatory Projects (EMIR, FinfraG, MiFID II, etc.). Monitoring and reviewing relationships with enhanced Anti Money Laundering risks

Leading and managing a small team of senior Business Risk Manager and acting as Business Risk Coverage of the Investment Advisory Desk for External Asset Managers. Establishing a sound risk Framework addressing the different aspects of the Investment Advisory business. Performing various Business Risk tasks such as analyzing Risk incidents, assessing and analyzing reported issues, designing supervisory controls and monitoring the implementation of initiatives.

Business Risk Manager within the Global External Asset Manager Department (GEAM) - Responsibility for operational risk management activities of GEAM Investment Advisors - Regulatory Projects (MiFID II, EMIR, FinfraG, etc.) - Conducting Risk and Control Self Assessments - Determination of Key Risk Indicators - Risk assessments on New Business Projects and EAM related initiatives - Improvement and adaption of processes

Deputy to the head of Business Risk Management Investment Services & Products (ISP) and leader of a small team. Global responsibility for operational risk management activities of dedicated areas such as Execution, Product Management (with special focus on the alternative investment side) and Wealth Structuring. In addition, performance of operational risk tasks across further functions within ISP.

- First level support on Financial Control Management related themes, with special focus on Sarbanes-Oxley 404 requirements - Implementation of Business Continuity Planning requirements - Establishment of the monthly Risk Report including development and improvement of Key Risk Indicators - Support of International locations (Guernsey, Gibraltar, Luxembourg & Monaco) on special projects - Analysis of client complaints on a monthly basis - Reporting and assessment of losses and provisions

Responsibility for a client portfolio: - Expansion and maintenance of client relationships - Recognition of individual customer requirements, development of customized loan, mortgages, trade finance, FX / OTC limits solutions and cross selling - Targeted client acquisitions and implementation of specific marketing strategies - Analysis and processing of credit applications - Ongoing assessment of client positions and early identification of credit risks, including yearly balance sheet discussions