The Opportunity

We are looking for a dedicated, curious, and highly skilled Software Engineer who is passionate about building scalable, reliable, and secure software systems.

In this role, you will be a senior individual contributor on a cross-functional agile team, responsible for designing, developing, and delivering full-stack solutions that support Visa’s global platforms. You will play a key role in driving technical quality, mentoring peers, and contributing to continuous improvement.

Essential Functions

The Work Itself

• Design, develop, and maintain full-stack applications and services that support high-volume, mission-critical platforms.
• Build scalable and secure systems that serve internal and external customers.
• Collaborate with cross-functional teams to create design artifacts and implement best-in-class solutions.
• Contribute to product quality, system reliability, and performance improvements.
• Participate in architectural discussions and influence technical design within the team.
• Develop reusable components, APIs, and shared services.
• Leverage modern technologies and frameworks to build next-generation payment and data solutions.
• Support production systems through monitoring, troubleshooting, and continuous improvement.
• Mentor junior engineers and contribute to team knowledge sharing.
• Work with product owners and stakeholders to gather, analyze, and refine requirements for assigned features and services.
• Design and implement moderately complex technical solutions that integrate with existing platforms.
• Lead development efforts for major features within a product area from design through deployment.
• Ensure code quality through reviews, testing, and adherence to engineering standards.
• Contribute to technical documentation and knowledge bases.
• Participate in sprint planning, estimation, and retrospectives.
• Identify and resolve technical issues related to performance, scalability, and reliability.
• Apply secure coding practices and comply with regulatory and data protection standards.

The Skills You Bring

Energy and Experience

• A strong growth mindset with passion for building high-quality software at scale.
• Experience delivering complex systems in a production environment.

Technical Expertise

• Strong proficiency in one or more programming languages (e.g., Java, Python, C#, C++).
• Experience developing front-end applications using modern frameworks (e.g., React, Angular).
• Experience building RESTful APIs and backend services.
• Solid understanding of databases, data modeling, and distributed systems.
• Hands-on experience with cloud platforms, containers, and CI/CD pipelines.

Builder and Problem Solver

• Proven ability to design, build, and deploy scalable applications.
• Strong debugging and troubleshooting skills.

Learner

• Continuous drive to learn and apply new technologies and best practices.

Partnership

• Experience collaborating with Product, QA, DevOps, and Agile teams.
• Ability to communicate technical concepts clearly to diverse audiences.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Basic Qualifications
One of the following:
• Master's degree in Math, Science, Engineering, or Computer Science, Information Systems or related field AND minimum three (3) years of experience in a directly related field.
• Bachelor's degree in Math, Science, Engineering, or Computer Science, Information Systems or related field AND minimum five (5) years of experience in a directly related field.
• Minimum eight (8) years of directly related experience.
Preferred Qualifications
• Experience developing both front-end and back-end components for enterprise platforms.
• Strong knowledge of API design and system integrations.
• Experience working with relational and NoSQL databases.
• Familiarity with microservices architectures and event-driven systems.
• Experience with containerization and orchestration tools (Docker, Kubernetes).
• Exposure to payments, fintech, or high-volume transactional systems.
• Understanding of secure development practices and compliance requirements.
• Experience contributing to technical design and architecture reviews.

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for this position is 131,600.00 to 210,300.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.