Senior FP&A Specialist (d/f/m)

Solaris is a tech company with a full German banking license. Our Banking-as-a-Service platform enables businesses to offer their own financial products. With our straightforward APIs, our partners can access and integrate a wide range of solutions such as digital banking, payments, cards, identification and lending services. As a market leader we are driven by bringing transformational change to the financial services industry.

We love what we do and we love our team. We are 400+ people from over 60 nationalities - a unique blend of techies, fintech enthusiasts, bankers and entrepreneurs from various industries. Our routines are built around genuinely valuing and exchanging different perspectives as well as actively sharing knowledge as we drive our business as a team. We believe and invest in personal growth.

Your Role

• Budgeting & Forecasting
• Lead budget and multi-year planning cycles.
• Monitor performance vs. plan and recommend corrective actions.
• Support cost-efficiency initiatives.
• Financial Modelling
• Build integrated P&L, balance sheet, liquidity, and capital models.
• Run scenario analyses under regulatory constraints.
• Provide insights for C-level decision-making.
• Performance Reporting
• Prepare monthly reporting packs and variance analysis.
• Analyse unit economics, margins, and capital impacts.
• Ensure alignment across management, accounting, and regulatory views.
• Direct Costs & OPEX Controlling
• Plan and track direct costs, vendor spend, and OPEX.
• Analyse cost drivers and partner cost-to-serve.
• Partner with Procurement and P&O on accurate forecasting and cost optimisation.
• Controls & Governance
• Support budgeting governance and four-eyes processes.
• Ensure accurate allocations, accruals, and audit-ready documentation.
• Business Partnering
• Provide financial guidance to Tech, Commercial, Product, Risk, and Operations.
• Support pricing, partner onboarding, and strategic initiatives.

We'd love to see

Depending on your level of experience, your responsibilities and scope of role will range. We don’t care much about fancy titles, but rather about real personal and professional development, as laid out in our learning framework. Let’s figure together out how you can contribute to our team.

• 5+ years’ experience in banking, fintech, strategy consulting, investment banking, or financial planning/controlling.
• Degree in Economics, Finance, Business, Mathematics, or similar.
• Strong financial modelling across P&L, balance sheet, and capital.
• Advanced Excel & PowerPoint; experience with SQL, VBA, Python, Pigment is a plus.
• Solid understanding of financial statements and cost structures in regulated industries.
• Analytical, structured, detail-oriented, and hands-on.
• Strong communicator able to translate complexity into clarity
• Effective collaborator across functions; comfortable with senior stakeholders, auditors, and
  regulators.
• Able to challenge assumptions, negotiate priorities, and operate in fast-moving environments.
• Strong interest in fintech, banking, and regulatory frameworks.
• Fluency in English; German is a plus.

Benefits

• Home office budget.
• Learning & development budget of €1000 per year and a transparent growth framework to support your career goals.
• Competitive salary and a variable remuneration program.
• Monthly meal allowance.
• Deutschland ticket subsidy.
• 28 vacation days, increasing by 2 days after 2 years and 3 days after 3 years with Solaris.
• Opportunity to work abroad for up to 12 weeks per year.

While job ads usually paint an ideal picture of a candidate, studies show that most applicants meet an average of 60% of the criteria. Unfortunately, many promising candidates tend to apply only if they meet all the criteria. So if you think you have what it takes, but don't necessarily meet every single item in the job description, please contact us anyway. We'd love to talk with you and find out if you might be a good fit for us.

At Solaris, we are committed to nurturing an inclusive environment, where all Solarians feel valued, respected and supported. We are dedicated to building a diverse workforce that reflects the diversity of our communities. We are committed to equal employment opportunity regardless of color, ethnicity, religion, sex, origin, disability, marital status, citizenship, or gender identity. We are proud to be an equal opportunity workplace. If you have a disability or special need that requires accommodation, please let us know.

Information on data processing:

To all recruitment agencies: Solaris does not accept unsolicited agency resumes. Please do not forward resumes to our jobs alias, Solaris employees or any other venture in our ecosystem. Solaris is not responsible for any fees related to unsolicited resumes.

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