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KredX is India’s leading invoice discounting marketplace helping businesses gain quick access to collateral-free working capital in 24-72 hours while providing investors with an opportunity to earn high returns with low risk through a unique short-term investment instrument.

KredX provides a marketplace/platform for business owners to sell and investors to purchase invoices raised on blue chip companies. It combines the best in class technology experience with credit underwriting & data analytics capabilities to create a brand new investment asset class.

How does it work?

Business-owners looking for advance on their invoices, raised on blue chip/creditworthy institutions, can use our platform to sell these unpaid invoices at attractive rates. Register yourself with us on our website as a business and we will help you sell your invoices at competitive rates.

Investors looking to invest money for short term (30-90 days on an average) can earn attractive returns on their investment by purchasing these future cash flows. Register yourself with us on our website as an investor and we will help you park your investments in this unique asset class with varying maturity periods providing attractive risk-adjusted returns.

Who can invest with KredX?

Individual resident investors

HUF / Proprietorship registered in India

Institutional investors

Banks, NBFCs and other Financial Institutions

NRI investors (Provided you have an NRO account and comply with basic pre-defined KYC guidelines- Pan card and valid Indian address proof.)

What is the kind of returns expected for the investors?

KredX does not play a role in deciding the discount rates of the invoices. The returns on your investment will be governed by market forces on the basis of demand and supply economics. Expected yield corresponding to deals will be made available to investors before any purchase, this ensures that investors know their returns before initiating the fund transfer.

Does KredX guarantee my returns?

KredX provides a platform to connect sellers of invoices and investors and execute transactions between them. KredX provides certain tools, for example - credit report of the seller, enterprise report (blue-chip company) among others - to take a calculated investment decision.

KredX does not guarantee any fixed return to its investors and the investment would be subject to the traditional market risk associated with invoice discounting. Please refer to the Risk factors for details.

Will my financial information be shared with other third parties?

No, KredX is serious about data privacy and we maintain complete confidentiality of your private & financial data and we are legally bound by our privacy policy to not share the data. We request you to read our privacy policy and term of use for additional details.

Learn more @ https://www.kredx.com/