Alexis Faulkner
Angestellt, Digital Banking Specialist, BKS Bank AG
Austria, Österreich
Über mich
I am a seasoned manager (English and German native speaker), former business owner and one-man think tank with a successful track record in the credit risk management- and digitalization space for consumer- and SME banking in Indonesia, Sub-Sahara Africa and South East- and Central Europe. Strengths: - Digital visionary and driver of change - Good team leader, who believes in enabling, mentoring, guiding and supporting others - Credit risk management expertise for dynamic retail- and SME portfolios (15+yrs of experience) - Product- and process expertise for consumer- and corporate lending-, lease- and guarantee products. - UX design, FE / BE modelling/ design for digital lending processes - Designing and managing technical advisory programs/ projects, - Strong grasp of regulatory banking environment in the DACH region,
Werdegang
Berufserfahrung von Alexis Faulkner
Bis heute 5 Jahre und 5 Monate, seit Feb. 2019
Digital Banking Specialist
BKS Bank AG
Prozessverantwortlicher und "Produkt Owner" für die digitlalen Antragsschienen im Konsumkredit-, Leasing-, Wohnbaukredit-, KMU-Kredit und Garantiegeschäft. Digitalisierungsexperte, mit starkem UX/UI -design Hintergrund.
Responsible for building a retail risk management- and analytics framework and to steer a major retail loan portfolio. This includes guiding, supporting and controlling drivers of portfolio quality, such as collections, underwriting, and sales and to identify improvement opportunities and to actively control portfolio quality, as well as to identify new lending opportunities. Since 09/2017 this role has been expanded to to developing and implementing a new collection strategy for consumer loans.
5 Jahre und 7 Monate, Aug. 2011 - Feb. 2017
Country Portfolio Manager (Kreditrisiko)
Addiko Group
Tasked with bringing international best practices to establish risk management functions within the Serbian, Bosnian and Montenegrin subsidiaries, subsequently building local capacity and expertise and installing effective loan portfolio management. Delivered policies and implemented processes for consumer-, micro- and SME credit underwriting, loan monitoring, client segmentation, loan restructuring and fraud management.
3 Jahre und 4 Monate, Mai 2008 - Aug. 2011
KMU Berater/ Experte mit Leitungsfunktion
IFC/ Weltbank
Leveraged in-depth knowledge of SME banking to provide astute consultancy and guidance to the African Micro-, Small- and Medium- Enterprise Finance Program (AMSME). Full accountability for program development, bank diagnostics and portfolio risk management for Sub-Saharan Africa.
2 Jahre und 1 Monat, Apr. 2006 - Apr. 2008
Bereichsleiter fuer Reporting, Strategie und Controlling
Lippo Bank Indonesia
Group Head (B-1), leveraging extensive experience and track record to oversee budgeting and forecasting, management accounting, MIS and sales performance departments within the bank. Led a team of 31 to provide robust analytical and management support across consumer-, SME- and transaction banking groups within the business.
3 Jahre und 2 Monate, Aug. 2003 - Sep. 2006
KMU Berater/ Experte
multiple consulting assignments
Consultant (SME Banking & Technical Assistance) in IFC Jakarta (approx. 1 year) Risk Consultant (Credit Cards/SME Strategy) in Unicredit Slovakia (<6mo) Consultant (Strategy) in Lippobank Indonesia (<6mo) Consultant (Strategy) in HVB Czech republic (<6Mo) MBA Student (full time) mid 2003 to mid 2004
3 Jahre und 5 Monate, Apr. 2000 - Aug. 2003
Financial Controller für Osteuropa
Raiffeisen Bank International AGOversaw financial management and control of retail banking operations across 10 countries, developed and led the management of all bottom up financial planning- and budgeting processes across the Raiffeisen network in CEE. Created financial models to facilitate the analysis of product-, channel- and segment profitability, implementing these tools across the network, and providing training to end-users. Carried out feasibility analysis for significant projects and investments.
2 Jahre und 5 Monate, Dez. 1997 - Apr. 2000
Financial Controller
Bankhaus Krentschker & Co AG
Managed all financial requirements for the business, including the budgeting and controlling of fee and commission based income, liquidity risk management (including interbank money-trading) and regulatory reporting. Prepared monthly analysis of business results to recommend actions to meet demanding objectives.
Ausbildung von Alexis Faulkner
1 Jahr und 2 Monate, Aug. 2003 - Sep. 2004
General Management
USBSP Prague/ RIT New York
7 Jahre und 10 Monate, Nov. 1989 - Aug. 1997
Banking & Finance
Karl-Franzens-Universität Graz
Capital Markets, Investment Banking and Portfolio Management International Management (2 Majors!)
Sprachen
Englisch
Muttersprache
Deutsch
Muttersprache
Französisch
Grundlagen
Indonsian Bahasa
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