Alfonso Ceballos

Lead design and implementation of data-driven solutions for credit optimization. Dashboards building, performance reports on KRIs. Client data analysis for products and business strategies. Credit scoring models development. Overseeing deployment of SME loan system and credit risk frameworks Predictive analytics, statistical modeling, and scenario-based stress testing, Assess industry-level credit exposures. Elaborate technical docs for IT. Primary architect for Moody’s Lending Cloud (SaaS),

Manage a team of 5 to create reports, frameworks and regulatory compliance for MID loan departments. Design and monitoring credit and risk compliance Data analytics for counterparty risk and capital requirements. Developed Data warehouse for reporting and risk monitoring. Design and develop financial and risk modeling. Statistical modelling and analytics (CAPM, predictive, CRM).

Responsible for monitoring and modeling credit risk exposure (PD,LGD,EaD,VaR) Designed credit and market risk scorings (CRSA) Estimation of expected losses, critical values and predicted default rates. Compliance for internal and external regulators. Data analytics (R, SAS, VBa, MS Office, SQL)

Help in portfolio Credit risk assessment, risk modeling and stress testing. Data collection and automation. Credit data monitoring. Responsible for Business review on loan default, reserves and clustering and segmented selected data.