Anna Janusz

- Product Owner of a Rating System for a Corporate Client * Owned and prioritized product backlog. * Stakeholder management * Team management (incl. conducting team recruitment) * IT Business Analysis and modeling of rating processes and related algorithms * Creating IT Sollutions for Advanced Analytics Demands - Product Owner of a Team Performance Tool for Back Office Units

- Analysis for building Analytics-Driven Credit Risk Policies - Advanced Analytics project (Data Science): analysis of the effectiveness of the credit process for Corporate Clients - Advanced Analytics project (Data Science & Machine Learning): building recovery models to optimize strategy of Debt Collection

- Advanced Analytics project (Data Science): assessment of the Client's economic environment using transactional data analysis - Advanced Analytics project (Data Science & ML): customers' behavioral segmentation with Big Data techniques - Project Leader (Optimization of Debt Collection Process): *Process inspection (maps, KPI) for each step of Debt Collection (from pre-deliquency to bailiff enforcement) *Reported over 100 initiatives *Implemented sollutions based on predictive analytics, RPA & BI tools.

- Analysis of productivity and efficiency of credit processes. - Monitoring portfolio performance and identify improvements to policies and procedures. - Supporting the development of credit risk policies (incl. proposing methods of mitigating credit risk).

- Preparing reports and ad-hoc analysis - Portfolio monitoring (incl.risk of deliquency analysis) - Developing a reporting system aimed at early detection of high-risk transactions

Ongoing cooperation with a group of approximately 80 Corporate Clients

- Monitoring collaterals for mortgage loans - Development of a decision tree for mortgage collaterals (intranet application) - Optimization of operational processes (reduction of document processing time by 50%)