Arié Ferencz Fainzilber

• Prepared a Group entity’s current liquidity position report on a daily basis, based on the actual balance sheet, distributed in predefined cash flow tenor buckets by currency • Provided a Group’s entity foreign exchange position on several currencies, conciliating foreign exchange transactions performed by front office traders and operations data • Regional reasonability report for spot and forward rates for treasury departments in Latin America

• Provided the assessment of the entity’s liquidity risk, to regional and local managing directors, by reporting projected cash flows stressed under various scenarios by currency • Monitored the structural contractual term mismatch between maturing assets and liabilities, and the advance to deposit ratio stressed to assess the funding impact of certain events • Prepared cash flow reports, aimed at supporting decision making regarding liquidity and funding risks arising from the entity’s operations.

• Established, reviewed and monitored transaction controls such as wire transfers, foreign exchange spot trading, Treasury department current account funding, overnight investments, debt issues, short term investments • Prepared policies, procedures and manuals to thwart operative risks for Treasury Operations department • Standardized local controls according to global Group's audit team • Jointly implemented the usage of SWIFT messaging along with Treasury Operations department (MT Series)

• Monitoring and analyzing credit and debit card portfolio variations, purchases, cash withdrawals and payments • Portfolio changes as a result of Credit Card usage promotion strategy • Reviewing and paying off supplier invoices for services received by Credit Cards Division • Developed a commission payment model for 35 salespeople, based upon fixed and variable commission scheme • Proposal for rearranging distribution of payment dates for credit cards portfolio, to Operations Manager • ATM placement m