Elshan Hasanov

• Developed and deployed credit scoring & rating models for SME/commercial portfolio • Built financial models for investment analysis, projecting returns and sensitivity scenarios to guide portfolio allocation decisions • Prepared consolidated IFRS financials across subsidiaries; liaised with auditors to ensure compliance • Integrated VaR/CVaR stress testing and scenario analysis with automated IFRS 9 ECL calculations.

• Analyzed the retail (FMCG) sector, preparing reports on risks and opportunities to support strategy development and budget forecasting, including liquidity management scenarios • Prepared, consolidated, and reviewed monthly, quarterly, and annual IFRS financial statements, ensuring accurate representation of the Group’s multi-subsidiary structure • Managed relationships with local and international financial institutions (EBRD and KfW) and monitored covenant compliance for a €54 million loan portfolio

• Built and maintained LBO, DCF, and ratio-analysis models to evaluate the creditworthiness of corporate and SME clients and optimize their debt-service capacity • Led the development and deployment of advanced credit risk models, including Probability of Default (PD) and Loss Given Default (LGD) models, utilizing Logistic Regression and Gradient Boosting techniques • Involved in SME & commercial credit scoring models with McKinsey, improving portfolio risk monitoring and underwriting accuracy.

• Prepared the quarterly balance of payments (BOP) and international investment position (IIP) of Azerbaijan (under the technical assistance of Swiss SECO), according to BOP 6th manual of IMF • Worked with the team for creating the external debt statistics and financial stability report of Azerbaijan

Group Accounting, Financial Statement Analysis, Asset Management, Empirical Finance, Python (seminar and thesis based)

Strong foundation in econometrics, macro/microeconomics, and applied mathematics, with hands-on empirical research experience using R.

Financial Accounting, Financial Statement Analysis & Reporting, Corporate Finance