Gamze Guldogan

Creating new product ideas serving current needs of highly digitalized customers. Creating innovative business models that so many stakeholders can benefit from. Identifying problems and potential enhancements opportunities in existing products. Formulating targets into time-sensitive tasks. Enabling efficient resource planning and the integration of business results with the deliverables.

Creating budget and multi year plans for Retail and Private Banking Establishing follow up mechanisms for target achievements Creating early alert mechanisms for business decisions Highlighting strenghts and potential danger zones to help creating business strategies Making the financial results transparency available for related key accounts

Defining the more sustainable and ressponsible business models for Consumer Finance Products. Establishing the product mix, pricing and disbursement channels. Following the current trends and applicable models can be deducted; specifically about digitalisation, PSD2, optimization. Highlighting market dynamics and potential/possible outcomes and application of these into traditional product management models.

For the products of consumer loans and credit cards, enhancing loan disbursement processes. Working on loan marketing strategies based on the product specifications. Preparing the feasibilities for potential loan products and services. Positioning the products based on the market conditions. Defining and executing the pricing strategy in different channels. Preparing and launching omni-channel customer experience. Developing partnerships business models with win-win base.

Worked on determining and preventing the operational risks, reported monthly to the managers, organized regular meetings based on control results.