Hajer ben Mariem

- Eingabe, Auszahlung und Syndizierung der Kreditengagements in Loan IQ - Laufende Verwaltung der Kreditengagements (Roll-Over, Auszahlung, Teil- und Vollrückzahlung) in Loan IQ sowie Koordination mit den internen Abteilungen der Bank und mit externen Kontrahenten

• Management of a portfolio for different international clients sitting in Germany : Accounting, monthly and yearly Reportings , tax calculaton and reporting, preparation of monthly payroll, bank accounting and payments.. • Communication with the auditors and preparation of financial statements • Communication and coordination with our french clients und the local authorities(Finanzamt, Agentur für Arbeit…).

- Administration des IFRS-Buchhaltungssystems (Xentis / FIRST) - Bearbeitung und Umsetzung aller Anfragen sowie Anforderungen der institutionellen Anleger in Bezug auf Bilanzierung nach IAS 39, HGB und (zukünftig) IFRS 9 - Erstellung der Reports nach den individuellen Vorgaben der Investoren - Beantwortung von Anfragen der Wirtschaftsprüfer und der Internen Revision

• Preparation and sending of the company monthly tax declarations: Intrastat/USTVA/ZM • Maintaining a system of controls over accounting and payments transactions • Preparation of weekly detailed activity reports and customers’ credit ratings. • Calculation and Analysis of variances from the budget and reporting significant issues to management. • Participation in the month end closing activities and annual audit process.

Managed all accounting operations including Billing, Cost Accounting, Inventory Accounting Coordinated and directed the preparation of the budget and financial forecasts and report variances Prepared and published timely monthly financial statements Coordinated the preparation of regulatory reporting Supported month-end and year-end close process Ensured quality control over financial transactions and financial reporting

Traded virtual securities and created a virtual stock portfolio • Discovered the functions and associated risks of treasury bills ,shares , and bonds • Analyzed perofrmance of the Tunisian Market index (TUNINDEX)

• Prospected new customers and contracts • Communicated the company’s insurance policies available for : vehicles,homes,factories, and life insurance • Registered customers warranty claims after incidents Human skills: - Autonomy - Negotiation skills - Relational skills

At front office, I carried out with bankers, everyday banking operations : withdrawal, deposit, statements. I also was doing foreign currency exchange. In addition, I was in the Loan service where I learned the methods of preparing amortization of bank loans tables. In addition, I accompanied the team of the bank at the everyday closing inventory mission and sorting checks from customers.

Financial Markets and Investments , ERASMUS Program

Financial Markets and Investments : 2 first semesters in Paris France , third Semester in USA and 4th semster in EBS Germany

Finance / Management / Marketing / Accounting/ Controlling / Financial Markets