Ivo Dimov

Soft Recovery of bad commercial banking loans, including restructuring of bad clients expositions/SME sector/

Hard collection of bad commercial and consumer leases; • Coordination between the lease company and NPL Department of the Eurobank EFG Bulgaria; • Restructuring and renegotiation the bad lease contracts; • Relationship officer between the lease company and law firms

In charge of: -Managing the portfolio of bad leases; -Sales of repossessed assets; -Soft and hard collection activities;

In charge of: -Managing the portfolio of bad commercial and consumer bank’s loans. -Sales of assets, owned by the bank as result of legal actions against bad loan’s borrowers. -Renegotiated the already existing credit plans of bad clients. -Creating and implementing the internal rules and procedures of monitoring and control of the bank’s overdue loans.

Workout loans officer at “United Bulgarian Bank”, Sofia -HQ ,“Small, Medium-sized, Micro business and international programs” Credit Centre, Corporate Banking Department. In charge of: -Monitored and assessed the quality of the already existing credit projects. -Evaluated the current value of the collaterals submitted from the clients. -Assessed the financial status of the bank’s irregular clients and prepared official reports on the business standing of the companies with existing bad loans. -Implemented r

In charge of: -Assessed clients’ solvency, financial status and ability of potential customers to repay the granted bank financing. -Provided financial analyses of clients’ solvency and made final recommendations on each case. -Prepared official reports and presented them in front of the Credit Committee.

Originated the customers’ portfolio of financial assets. Implemented private investments in stocks, government securities and bonds. Provided financial analyses of the companies listed on the Bulgarian Stock Exchange.