Juan Retuerto Vargas

• Master's thesis topic: The impact of FinOps on emerging IT operating models, in collaboration with the company • Analyzed the costs of cloud services and proposed solutions to improve the cost efficiency of these resources • Participated in the elaboration and implementation of a pricing system that allows a transparent cost allocation of the private cloud • Contributed to the formulation of the private cloud budget

• Reviewed and analyzed financial and non-financial information of companies, elaborating and analyzing financial indicators, developing financial models and forecasts to assess the impact of credit decisions, improving the answer time by one day • Elaborated comprehensive reports that summarize financial analysis indicating the risk mitigation strategies that support credit decisions • Analyzed credit portfolio data to elaborate internal KPIs and generate accurate reports to monitor credit limits

• Reviewed and analyzed financial and non-financial information of companies, elaborating and analyzing financial indicators, developing financial models and forecasts to assess the impact of credit decisions, being chosen as best analyst in quarter 2018-II • Elaborated comprehensive reports that summarize financial analysis indicating the risk mitigation strategies that support credit decisions