Mónica Legazpi

-Internal validation of credit, market and economic capital risk models in order to assess their suitability for management and regulatory purposes. Validation involves reviewing the model’s theoretical foundations, the quality of the data used to build and calibrate it, the use to which it is put and the process of governance associated. -Develop, validate, implement, monitor and review risk models, application and behavioural scorecards, etc. -Coordinate and drive credit risk management capabilities.

⇨ Creation of custom queries and reports for the Risk &Fraud department and regulatory agencies. ⇨ Manage database design, maintenance and updates that ensure functionality and security for operational processes of the department. ⇨ Develop, design and follow up the Analyst Database in order to manage all the actions and departmental information. ⇨ Make recommendations and create business reviews based on risk parameter analysis. Perform test and reporting activities.

⇨ Tracking, reporting and analyzing loans campaign results by channel, customer segment, and other key attributes. ⇨ Generates key findings, action plans ans deliver periodic analytical presentations. ⇨ Performing exploratory, ad-hoc data analysis to discover new opportunities. ⇨ Assisting the department in general in matters concerning external & internal audits ⇨ Participate in the improvements to the credit approval process, credit administration, and asset quality of the Bank.

⇨ Develops and executes reporting on special market driven initiatives. ⇨ Supports new market analysis an market mapping. ⇨ Focuses on understanding impact and results of our fulfillment operations. ⇨ Works across multiple systems and departments to access and manipulate large quantities of response data for analysis.

⇨ Development of the Annual Strategic Marketing Plan together with the Marketing Director for Spain. ⇨ In charge of leading supplier negotiations. ⇨ Development, coordination and follow-up of advertising campaigns ⇨ PR with mass media and clients: Organization of events directed to VIP clients and opinion leaders. ⇨ Development, coordination and follow-up of VIP cross-marketing actions. ⇨ Implementation of multiple language marketing materials including brochures, advertisements and so on.