Muhammad Usman Ashraf

Governance & Compliance: Delivered 5 governance and compliance documents including Code of Ethics, CSR Policy, and a full GDPR suite (Privacy Policy, Data Protection Policy, ROPA), ensuring EU regulatory alignment. Tools: Enventa ERP. Finance & Strategic Planning: Analysed 6 years of sales data and prepared financial projections for investor reporting; co-developed One-Page Strategic Plan (OPSP) with CEO; supported KPI controlling across Cashflow, EBITDA, OPEX, and CAPEX.

Executed internal audit cycles across financial and operational functions, supporting risk management and regulatory compliance objectives. • Inventory & Asset Audits: Conducted monthly inventory audits that reduced stock shrinkage by approximately 7% through tighter controls on stock handling; performed bi-annual fixed asset (PPE) audits across all company properties and fixtures. Tools: QuickBooks (customised). • Pre-Audit Controls & Payroll: Implemented pre-audit controls across all vendor, inventory

Supported users of a non-custodial blockchain wallet platform, working at the intersection of digital asset operations, compliance and user trust. • Digital Asset Recovery & Compliance: Guided customers through complex cross-chain transactions and blockchain wallet recovery procedures; directly assisted in recovering digital assets worth several thousand USD across multiple cases that would otherwise have been permanently lost. • Operational Risk & Knowledge Management: Applied DeFi compliance and data sec

Managed VAT compliance and financial reporting for a premium real estate and golf resort development in Dubai, operating under the UAE Federal Tax Authority (FTA) framework. • VAT Compliance & Recovery: Achieved 100% recovery of all claimable input VAT through accurate reporting and full compliance with UAE Federal Tax Authority (FTA) regulations; secured average quarterly VAT refunds of EUR 250,000+. Tools: Oracle E-Business Suite R12. • VAT Implementation: Contributed to the organisation's VAT implementa

Managed financial accounting and reporting for a major international EPC contractor across large-scale petroleum infrastructure projects in the UAE. • Financial Reporting & IFRS Compliance: Managed financial accounting across 2 major EPC projects; processed monthly accounts payable volumes exceeding AED 1,000,000; maintained intercompany reconciliations across 3-4 entities under IFRS. Tools: FMIS. • Pre-Audit & Internal Controls: Conducted pre-auditing procedures and AP aging analysis, ensuring an auditabl

Certificate Serial Number : 148562