Nicolas Michellod

Senior analyst in Celent’s insurance practice. My research focuses on Continental European insurance IT and business issues.

Established a financial plan supporting the company new IT system investment decisioning through the weighted average cost of capital method, Designed a new risk management system identifying threats and weaknesses and aiming at quantifying their potential impact on the balance sheet as well as the solvency of the company. Defined financial plans emphasizing low-risk incomes and proportionally lower material and personal costs. These plans contributed to gain substantial economies of scale

Responsible for identifying key business opportunities and evaluating financial risks derived from the investments required to catch these opportunities. Implemented a new financial planning model in the frame of due diligence activities and applied it in various cases notably in Poland, Croatia and Albania, Established new budget reporting coordination procedures to subsidiary companies streamlining the financial communication flow within the Group

Responsible for developing the marketing strategy for UNIQA Switzerland. Developed the 2001-2004 integrated marketing plan including a detailed analysis of the overall company strategy, efficiency of key marketing levers. Recommended marketing actions and monitored the marketing budget. Implemented a 9001:2000 ISO certified Quality Management System driven by a Balanced Score Card.

Responsible for a portfolio of corporate and private clients: Helped corporate clients to structure their balance sheet optimizing their risk vs. return ratio, Reestablished new relationship with existing and new private clients in order to optimize their level of satisfaction and increase the portfolio turnover, Identified specific clients features that increase the probability to build up a win-win situation and therefore improve the return on the clients portfolio,

Options in Mergers & Acquisitions and Strategic Information System Obtained an A with distinction in Accounting and A in Finance

Thesis: Empirical study of the risk indicators in the Swiss financial market Activities and Societies: Chief Financial Officer (CFO) of the Junior Enterprise of the University of Fribourg (www.jef.ch) in 1996 Swiss Champion twice with the University of Fribourg soccer team (indoor and outdoor)