Özlem Gümüş

Overall management of finance functions that include accounting, finance, cost control, cash management, reporting and budgeting • Preparation of budgets & monthly forecasts • Financial review of financial statements of Turkish legal entity on a monthly, quarterly and annual basis • Controlling of HR Processes, documentations, payrolls • Managing banking relations and funding issues • Cash flow management and reviewing/reporting of cash related risks

Overall management of finance functions that include accounting, finance, cost control, cash management, reporting and budgeting Month-end close time has been reduced from 10 to 6 days Financial review of financial statements of Turkish legal entity on a monthly, quarterly and annual basis Managing banking relations and funding issues Cash flow management and reviewing/reporting of cash related risks

Preparation financial statements , annual budget, monthly forecasts, actual and budget variance analysis, feasibility reports for new market openings • Supporting the closing periods, account reconcilations • Handle the company’s international sales & cost projects as Project manager ( Cost reduction,Profitability,Headquarter savings,Pricing) ROI calculation • Analysis of price comparisons with competitors • Implementation of MDW(Metro Data Warehouse Reporting Systems)

Make business analysis by using data warehouse and data mining tools in order to determine and realize the growth targets of credit cards. • Make the necessary research and analysis for the establishment of the bank's CRM strategy • Technical analysis in order to evaluate customer portfolio within the frame of predetermined targets. • Prepare monthly business confidential reports which analyse current situation of credit card market • Providing data for marketing departments for the campaigns.

MIS Economy Management ERP systems Data Management Marketing Analysis