Mag. Peter Kosztrihan

* On-site inspections at significant institutions in Austria and oversea * Inspection of the compliance of risk management systems, processes and techniques for identifying, measuring, assessing, controlling, responding to, and reporting on credit risk with regulatory requirements and best practice approaches * Assessment of the adequacy of the rating model validation function´s methods and procedures and review of validation results

* Approval of credit requests in own authority and risk recommendations for the board * Analysis of the financial standing/creditworthiness of customers * Industry research

* Analysis of the financial standing/creditworthiness of national and international Corporates * Financial modelling by means of cash flow projections * Deal structuring and recommendations for the risk committee * Industry research

* Risk analysis of Financial Institutions (FIs) and Sovereigns (SOVs) * Validation of rating models for FIs and SOVs * Basel II and ICAAP reporting to the board of management

* Acquisition and advising of private individual and SME customers * Preparation of loan applications * Rating of customers * Administration of loan contracts

• Regulatory framework for the supervision of FIs, Insurance companies and Capital investment companies • Accounting standards acc. to UGB, BWG and IFRS • Calculation of capital requirements • ICAAP • Regulatory reporting • Money laundering prevention

* Financial analysis * Lending/Underwriting criteria * Credit risk mitigation techniques * Credit risk adjustments

• Finance - Investment banking and capital market communication • European Integration