Rodica Perta

Cash management and optimization of working capital through sale of receivables Trading foreign exchange currencies (Swap/Forward/Spot) Monthly financial status reports and analysis for Head Quarter SAP bookings of financial transactions Credit management duties: management of limits customers have with trade credit insurer Reporting and analyses of utilization of credit limits Management of relationships company has with banking and factoring institutions, credit insurers, audit authorities

Maintain relationship between German bank and sister banks in Eastern Europe, Support sister banks in acquisition of customers, Conclude business reports and participate in front office voting on financing proposals, Ensure comprehensive customer care approach, Cooperate and coordinate with other operational units with overlapping responsibilities (Credit Risk Management, Back Office, Treasury, Legal, Customer Service, Financial Risk), Involvement in process improvement and other development projects

Conducted presentations to upper management for loan approvals Assessed creditworthiness of corporate clients Prepared vote on credit exposure Performed annual assessment of group's banks limits Performed collateral appraisals reviews to ensure plausibility of collateral values Provided support to internal/external audit authorities/banking associations or government authorities- Bundesverband and Bundesbank (Audit 44 - six cases) Support in closing audit findings Training of staff involved in lending

Contacted potential customers during marketing activities and promoted bank's products, Provided information to loan applicants regarding bank's products and services, Examined up to 30 customer loan applications per month for loan approvals and denials, Originated, reviewed, processed, closed and administered customer loan proposals, Organized and supported cases in credit committees, Performed yearly financial assessments of over 200 customers, Performed loan recovery duties for more than 50 customers

Performed daily operational support on orders, claims and discount management to Imaging and Printing Group Distribution partners from 12 countries, Maintained awareness of new products and services, Released orders from SAP after checking contractual discounts with partners, Monitored and provided analysis on orders and claims to Sales and Management representatives, Participated in projects for process and service quality improvement, Trained new entry colleagues and partners,