Sameh Rifaat

Led feasibility studies and branch performance models, driving strategic expansion initiatives. Directed annual and rolling budgets for Micro Finance/SME lines, ensuring agile forecasting. Reported financial performance, benchmarks, and key metrics directly to the Board. Consolidated and challenged operating forecasts, ensuring budget integrity.

Developed complex financial valuation models, teasers, and investor presentations for corporate partnerships. Created annual static and monthly rolling budgets, supporting executive decision-making. Benchmarked internal performance against industry standards, identifying growth opportunities.

• To lead the company’s annual static budget preparation process, monthly flexible and rolling forecasts, for a reliable and agile forecasting process while utilizing professional judgement to support management; • Assist functional leaders in the preparations annual/monthly forecasting process and ad hoc reporting requests; • Lead role in developing, implementing, compiling and challenging operating forecasts; • Coordinate periodic forecast activities, submissions and analysis; • Perform critical analyses

Utilized scenario analysis for in-depth financial contributions to large-scale business projects. Headed annual budget process; implemented monthly flexible forecasting. Collaborated with leaders on strategic plans & cash flow projections.

Collaborated with Fincorp/RSM Egypt on Independent Financial Advisor (IFA) reports. Structured forecast assumptions for valuation; prepared information memorandums for roadshows. Conducted industry analysis & financial statement reviews (banking, telecoms, real estate).

 Responsible for covering the regional telecom sector, including  Preparing initiations of coverage (including valuations) on listed securities in the sector,  Preparing quarterly results’ forecasts, and comparing forecasts to actual results,  Following all the industry and corporate news/actions, and promptly reflecting the impact of any on the covered stocks,  Covered the Saudi telecom sector including STC, Zain KSA and Mobily.  Training of a junior analyst.

Managed regional telecom sector coverage (STC, Zain KSA, Mobily). Prepared initiations of coverage and quarterly results forecasts.

Responsible for 3 sectors including Financials & Diversified Financials, Industrials and Energy & Utilities - on a regional level -, with our main focus being on the UAE, KSA, Qatari & Egyptian markets. Managing a staff of 7 members (3 senior equity analysts & 4 equity analysts), who are responsible for the above mentioned sectors; where my role includes aiding in the building of / reviewing assumptions, reviewing the valuation models to ensure their accuracy; as well as reviewing final reports (initiation

Managed research for Energy, Utilities, and Industrials sectors across UAE, KSA, Qatar, Egypt. Produced high-frequency reports, translating market data into actionable investment insights.

Covered companies operating in the telecom sector including Telecom Egypt, Orascom Telecom and, Mobily. Covered stocks of companies operating in the financial services and banking sectors, including Credit Agricole Egypt, NSGB, EFG Hermes, DFM and Samba Financial Group. Covered several companies operating in the industrial sector, including GB Auto, Arabian Pipes and Delta Sugar. Covered companies in the Real Estate Sector, such as Sorouh, Dar Al Arkan, TMGH and SODIC. Covered companies in the Cement Sector

Prepared and assisted in the preparation of feasibility studies, due diligences covering several sectors such as real estate, service & industrial. Prepared proposals.

Responsible for the preparation of feasibility studies covering sectors such as health care, steel, real estate, services. Prepared company profiles for the Egyptian public sector's textile & construction companies. Assisted in the preparation of operation manuals for several companies.

Assisted in the preparation of feasibility studies.