Severine Pele

- Assign credit ratings based on a financial, business model and industry assessment - Prepare credit applications: transaction and main covenants description, internal guidelines checks, cash flows projections modeling - Products: Asset financings, derivatives, corporate banking products - Portfolio: Large and mid-sized corporates headquartered in Germany, Austria and Switzerland

- Assign credit ratings based on a financial, business model and industry assessment - Prepare credit applications: transaction and main covenants description, internal guidelines checks, cash flows projections modeling - Products: Asset financings, derivatives, corporate banking products - Portfolio: Large corporates headquartered in France

- Assisting in closing of transactions - Preparing memorandums on deal structures (analyzing accounting, legal, tax, risk impact) - Liaising with front office, clients, lawyers, tax advisors, accountants and Back Office - Portfolio management: - Monitoring of sensitive deals, provisions calculation, restructurings, amendments, waivers, transfer, transaction unwinding - Computation of commitments, RWA, concentration and LTV ratios, monitoring of collaterals and financial/operating covenants

- Transaction modeling and presentation in credit committee

- Preparing credit applications and in charge of day-to-day client relations

Exchange program: Sept-Dec 2004: California State University Stanislaus (USA), Janv - April 2005 University of Cergy-Pontoise (France)