Stefano Delfino

Main activities and responsibilities: customers' analysis and rating, loans' authorization, customer service, analysis and implementation of new factoring services, administrative and IT tasks.

Main activities and responsibilities: analysis of the credibility and the potential of applicants for grants and loans managed by Sviluppo Italia S.p.A.; evaluation of investment projects; advisory for the implementation of investment plans until start-up; check and revision of mortgages and insurance contracts of the financed enterprises; reports about the financed enterprises including analysis on performance and achievement, financial status, observance of fiscal and administrative legislation, assets.

Balance sheets and Accountancy; Computer Science; Accounting; Economic and Financial Analysis; Budgeting and Management Control; Evaluation of a Company and of its Performance; Mergers, Acquisitions, Scissions, etc.

Statistics (Demography, Economic Statistics, Corporate Statistics, Multivariate Analysis, Sampling Theory, Econometrics, Market Research, Forecasting, Statistical Quality Control); Mathematics (Analysis, Theory of Probability, Operational Research); Economics; Law; Computer.