Toni Todorova-Finkova

• Reviews, analysis and management of clients' contracts. • I was performing daily credit line status checks. • Supporting and structuring company's "Bank Accepted Drafts Handling processes". • Creation of "ISDA Information system" for the processing of derivatives master agreements, as well as implementation of "Value Based Management Analytics Tool", both based on MS Access.

• My direct responsibilities included overseeing and controlling financial reports and analysis. • Management and control over the Invoicing systems. • I was responsible for documenting and maintaining complete and accurate supporting information for all financial transactions. • I was in charge of providing various reports and compiling of financial information for the management. • Further liabilities involved VAT tax advisory and reporting preparation

• Preparing financial reports • Analysis of the financial performance of the company, trade and margin analysis. • I was in charge of key financial accounts, managed the invoicing processes for international and domestic trades of medical supplies and surgical implants. • I was further responsible for negotiation of legal agreements with banks • I was in charge of the company’s operational budgeting and preparation of VAT and indirect tax reporting, providing general tax advice to the business.

• My direct responsibilities included sourcing of new clients – small businesses and private customers. I conducted KYC checks and due diligence for prospects; • As a relationship manager I was dealing with and advising on opening new bank accounts; • Evaluating risk profiles for new clients and reviewing proposed credit and overdraft applications from clients in my portfolio. • In addition, I was responsible for the loan lifecycle management of any credit lines in my portfolio of accounts.

Principal subjects covered: Finance, Public Finance, Cost-benefit analysis, Budget Accounting, Management

Principal subjects covered: International Business Operations, European law, Common commercial policy, European economic integration, European political cooperation and integration, Marketing, Insurance in International Business