ANDREI COSTIN

Management Trainee Program

Senior Credit Risk Analyst, Credit Approval Department Analyzed corporate credit requests and made the final proposal for the relevant Credit Committee - Checked and validated internal and Moody’s ratings - Made reports for the Country Credit Manager - Made analysis on the quality of credit portfolio on a monthly basis

Senior Credit Risk Analyst, Buzau Branch Credit Department - Performed credit risk analyses for medium sized and corporate companies - Cash-Flow and Investment projects analyses - Performed internal ratings and Moody’s ratings - Supported Relationship Manager in originating business relationships with the customers

SME Relationship Manager, Buzau Branch Credit Department - Developed and maintained business relationships with existing and potential corporate customers - Performed corporate credit risk analyses

SME Credit Analyst, Buzau Branch Credit Department - Performed corporate credit analyses - Developed business relationships with existing and potential customers

Performed credit analyses for retail and corporate customers

Economist, Financial Department Performed financial situations like budgets, cash-flows and income statements

FINANCE