Mag. Alexandru Matei

- supporting different work-streams of the Umbrella Project team - discussing new requirements and road-map items with business stakeholders to understand and develop the vision of the future data architecture design - managing the team's backlog based on stakeholder inputs and considering project delivery timelines - defining detailed functional and technical requirements by creating feature specifications and user stories

Responsible for the entire planning process, from budgeting to the monthly reports, for the assigned countries.

- support the Head of CEE Division in defining and developing the business strategy, financial KPIs, targets and performance management goals; interfacing all relevant business lines/competence lines and ensuring alignment with all key stakeholders. - supporting M&A plan development and selected transactions. - taking active part in definition of financial aspects of CEE strategy. - participation in and coordinating CEE Division's key strategic projects & initiatives;

- Risk analysis and assessment of single restructuring&workout transactions - Responsible for credit decisions and strategy definition for restructuring&workout clients; - Elaboration and (support of) implementation of strategies for single clients in CEE; - Preparation of guidelines for the restructuring & workout set-up, procedures and processes in CEE sites;

- from 09.2011 to 09.2012 – Project Manager - main responsible for implementing a new Monitoring concept in 13 CEE countries. Coordination and management of the local project teams (4-5 people in each country) for the duration of the project. - Monitoring of the Corporate Portfolios of the allocated countries; - Analysis of client's financial standing and business model in order to perform risk classification and decide risk mitigation actions; - Quarterly reporting to Top Management

- Elaboration of credit risk related group standards, guidelines and programs and ensuring they are implemented accordingly; - Support of the countries in the implementation; - Definition of Credit Competencies; - Rules for the Credit committee in the CEE-countries; - "people management" - support in the definition of a target picture for CRO Excellence in skill and know how and implementation; - Coordination of all risk related activities with CEE business division and the risk area in the holding

In addition to the responsibilities of a Credit Risk Manager, as a Senior I was granted own competence of approval (up to 400.000 EUR).

• Assessing the financial and risk analysis for the credit applications • Elaborating the credit risk recommendation to the competent credit authority level, in order to support the most appropriate lending decision • Cooperating with Sales representatives in the HQ as well as at branches level in order to identify the risk factors regarding the credit facilities, the mitigation elements and to adequately structure the credit applications • Assessment and approval of final customer rating

- Analysis of financial statements of Corporate clients in order assess the credit risk and asign a proper rating. - Analysis of cash flows for specific transactions

CFA Institute is a global association of investment professionals. The organization offers the Chartered Financial Analyst (CFA) designation, the Certificate in Investment Performance Measurement (CIPM) designation, as well as the Claritas Investment Certificate.

Masters Programme "Audit of the financial-accounting and banking informatics system"

Faculty of Economics and Business Administration Banks and Stock Exchanges Department