Anatoly Tyan

- comprehensive risk analysis and change projects on the Group level: credit portfolio management and performance analytics, development of risk policies and frameworks, credit process optimization - supervision over the Group’s subsidiaries and their Risk management teams (India, UAE, Egypt, Greece, Brazil, Chile) - analytical reports to the top management on the Group’s portfolio quality, key risk indicators and stress test results - credit analysis of corporates and preparation of credit applications

- development and implementation of the risk management process, methodology and credit decision model; - portfolio management and analytics, calculation of provisions and portfolio forecast; - credit analysis of corporates, loan structuring, and preparation of credit applications; - early-warning analysis of customer behavior: fraud detection, prevention, and investigation; - member of the Risk Committee with a voting right; - management of a team of 3 units (5 analysts) and coaching.

- risk assessment of VTB Group, including analysis and coordination of provisions of subsidiary banks/companies, consolidated country limits and limits on related borrowers, etc.; - preparation of VTB Group quarterly risk management reports for The Management Committee.

- development of customers assessment methodology, including an antifraud model (application scoring) and customers behavior analysis system from scratch; - development of risk management methodology; - analysis of customers behavior: fraud detection, prevention and investigation; - development of new products, analysis of related risks; - operational risks analysis, loss database development and maintaining; - Key achievements: start-up of a new area of risk management: risk monitoring/anti-fraud

- analysis of risks (credit/portfolio, residual value risks, IFRS provisions, product assessment) on a regular basis, preparation of risk mitigating proposals - development from scratch and implementation of risk management policies and a scoring model for assessing SME - participation in VW Bank Rus launch: policies and procedures, automation of risk reporting - operational risks analysis: scenario analysis, self-assessment - preparation of forecasts (on the portfolio quality, provisions)