Antonio Jimenez

Analysis and underwrite reinsurance operations in the scope of Credit and Surety, including risk assessment, supporting the current book of business, compiling results and profitability analyses, serving a global customer base. Key duties involve driving portfolio growth through the evaluation of offers and proposals, as well as undertaking regular visits to Cedents and Brokers in the process of increasing business.

Analysis of financing transactions in the real estate sector. Responsibilities include evaluating transactions involving shopping centers, hotels, office buildings, and logistics facilities.Key tasks involve monitoring existing financing by analyzing balance sheets and financial statements, calculating key financial ratios, and assigning internal ratings to ensure compliance with covenants and the bank's risk policies.

Credit quality assessment for secured and unsecured loans and credit facilities. Responsibilities include reviewing loan documentation to ensure compliance with guideline requirements, recalculating key metrics, and incorporating updated credit information. Conduct detailed analysis of loan payment histories, assess liabilities, and evaluate legal actions in cases of non-performing loans to determine repayment capacity and overall credit quality within the portfolio.

Counterparty credit risk assessment and credit rating analysis for lending proposals from companies through the State's finance agency, focusing on both commercial and investment purposes.Key responsibilities include reviewing legal documentation from a credit risk perspective, analyzing corporate balance sheets, cash flow statements, and financial statements, and calculating and interpreting credit ratings.

Risk evaluation of credit proposals for consumer, commercial, corporate, and real estate loans submitted by branches exceeding their delegated limits or previously denied through scoring systems. Responsibilities include conducting in-depth financial analysis of companies, with a focus on interpreting corporate balance sheets, cash flow statements, and financial statements to assess creditworthiness and ensure compliance with the bank's requirements.