Ashu Kumar

· Assessing data, identifying key trends and insights to enhance the overall customer experience. · Developed and maintained dashboards and reports to track metrics, providing regular updates to management. · Provided training and guidance to team members and new hires. · Processing, identifying and reporting any potential issues and escalating to higher management. · Effectively communicating and articulating in both written and verbal communication to a variety of stakeholders.

·Managed client portfolio (CRE projects), fostering strong relationships to drive process enhancements and ensure client satisfaction. ·Taking client calls and collaborating with on-site teams to develop SOPs, training materials, and workflow. ·Subject matter expert on lending projects, ensuring high accuracy through 100% quality assurance before reporting and delivery. ·Supporting bankers in critical lending/credit processes across end-to-end lending.

·Analysing and spreading financial statements including Income Statements, Balance Sheets and Cash Flow Statements of corporates as part of the credit appraisal and monitoring process on Credit Lens. ·Financial Analysis (Historical and Forecast) (Operating, Leverage & Liquidity ratios). ·Regularly communicating and updating with onshore team members and leadership team, throughout all processes. ·Managing ad-hoc tasks and automation projects.

·Worked on the Paycheck Protection Program for commercial loan forgiveness and ODAP (Oregon Disaster Assistance Program) for agricultural loan forgiveness for over 10,000 loan accounts. ·Responsible for providing end-to-end Credit Risk Analytical support to clients, managing client communication, and feedback. ·Identifying issues or discrepancies with data and requests for follow-up with the manager. ·Monitored client portfolios and assess the financials of existing borrowers.

Key Modules: Financial Analysis, International Taxation, Accounting, Corporate Reporting, Strategic management accounting, Data Mining, Sustainable Accounting and ESG reporting.

Key Modules: Business Commination and ethics, Managerial Economics, Business Analytics, Business Valuation & Credit Restructuring, Financial Modelling, Financial Management.