Ayten Baghirova

Managed funding processes and relationships with IFIs and international financial institutions. Coordinated structuring and execution of loans and risk-sharing financing instruments. Prepared term sheets, lender materials, covenant packages, and financial analyses. Liaised with management, lenders, and internal teams to ensure compliant funding execution.

- Provided strategic input and leadership for decision-making issues by developing and implementing the company’s plans and programs; - Evaluated the company’s financial, operational, and sales structures to plan for continual improvements and growth. - Supervised Accounting and Reporting departments. - Was responsible for Fundraising activity and Communication with lenders, financial forecasting and liquidity management.

Provided leadership, direction and management of Loan Administration Department. Provided strategic recommendations to the CEO and members of executive management; Lead the Transformation of the Department into a Centralized Function that helped reducing the fraud risks. Developed methodological and regulatory documents for credit administration procedures.

Supported projects with financial modelling, market analysis and development of presentation materials Created templates for financial analysis and projections for groups of comparable microfinance institutions for the investment projects Participated in loan review projects with SBI’s risk management group