Bebila Singh

• Conducted qualitative and quantitative credit analysis by utilizing company reports and performing economic/industry analysis, macro-environment assessments, as well as peer group comparison • Supported rating advisory team in providing an in-house credit risk assessment of companies and producing indicative ratings according to external rating agencies (S&P, Moody’s, and Fitch) • Evaluated the impact of various transaction/capital structure changes on the credit profile for corporate clients

• Determine credit limit and monitor credit flow for wholesale and retail customers (Europe, Middle east, and UK region) • Review, negotiate and renew contracts with credit insurers (QBE, COFACE, and ATRADIUS) • Evaluate credit risk exposure using PD, LGD, and EAD, VaR modeling for customers in the portfolio • Prepare monthly accounts receivable aging and export report • Designed and developed a credit pre-screening model which reduced the analysis time per customer

• Prepared and conducted compliance audits in multiple departments • Analysed and evaluated the internal audit process and content • Prepared audit report with respect to the subject areas in coordination with related department managers

• Developed e-learning content for professional development in banking and finance courses on Adobe Captivate • Coordinated and facilitated professional development programs • Planned budget for professional development programs

• Maintained general ledger in Tally (accounting software) and planned the budget for various projects • Ensured compliance of bank activities • Initiated and successfully launched Green Mile Project (environmental awareness program)

• Appraised and analysed community demand projects • Evaluated and monitored economic activities and socio-cultural changes in community and guide the community members to enhance their business

• Handled customer reports, feeding data, and involved in back office operation

Finance Marketing

Banking Insurance