Biljana Bojcheva

• Project Implementation & Support • Research & Knowledge Transfer • Standardization & Best Practices • Support Product Development & Sales/Pre-sales activities

• Consulting – participating and supporting projects across different domains in Banking and Financial Services, with the main focus on Risk and Compliance topics • Business Development – support and active participation at RFPs, client meetings, and other business development activities • Partnership Relationship Management – initiation and development of partnership relationships • Communication and knowledge transfer of Anti Money Laundering to other team members of Cognizant Business Consulting

• Responsible for establishing, implementation, and updating of AML policies and procedures • Preparation of AML/TF Risk Analysis • Conducting regular monitoring of banks’ customers and transactions • Initiating AML software development and improvement projects • Conducting AML training for bank employees • Conducting AML internal control of business units and processes • Reporting internally and on a group level • FATCA responsible officer

• Main business consultant of a global project for anti-money laundering software implementation in 22 banks of the group • Supported and advised 22 banks across the group (Europe, Africa, and Latin America) • Responsible for development and implementation of Group AML Policies • Provided with support and ensured monitoring visits of the banks • Coordinator of a group of Eastern-European banks • Conduct AML Training for banks’ employees on a group level

• Responsible for development and implementation of AML Policies and Procedures • Conducted regular monitoring of banks’ customers and transactions • Reported to the Local FIU according to the local regulation; acted as a contact person for local regulators • Training sessions for bank employees regarding AML issues • Initiated development and improvement of AML system support • Bank representative and Deputy Chairwoman of the Compliance and AML Committee within the Banking Association in Macedonia

• Responsible for external reporting towards National Bank of Macedonia and other external institutions • Performed duties of an AML officer (2006)