Charles Lopeyok

- Assessed customer creditworthiness by analyzing financials, payment behavior, and market risks to assign internal ratings. - Recommended and reviewed credit limits to control exposure and mitigate default risk. - Collaborated with regional controllers for timely risk information exchange. - Researched markets and competitors to enhance risk evaluation. - Identified early credit deterioration to drive mitigation strategies. - Streamlined processes through automation and standardization.

- Executed vendor payments and reconciliations using internal controls, ensuring accuracy and reducing risks. - Prepared monthly financial statements and cash flow reports to improve transparency and support decision-making. - Conducted variance analysis and supported month-end closing to strengthen financial oversight. - Maintained accurate records and documentation to enhance audit readiness and minimize discrepancies. - Performed compliance checks to reinforce policies and improve accountability.

- Gained hands-on experience in credit underwriting, repayment structuring, and client risk profiling. - Conducted KYC verification and compliance checks to strengthen regulatory adherence. - Supported daily teller operations and account reconciliations to ensure transaction accuracy and control. - Assisted internal audits through documentation verification and exception reporting. - Resolved account discrepancies and customer issues to mitigate risks and maintain service continuity.